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Where does Quarterspot do business?

Quarterspot is  based in Arlington, VA. It was founded in 2013 and offers access to business loans in 50 states (and Washington, DC).

What are Quarterspot’s rates?

Quarterspot offers business loans with APRs starting from 12.5% .

Does Quarterspot charge an origination fee?

Yes, Quarterspot charges a loan origination fee. 

What limitations does Quarterspot set on the purpose of the loan?

Some lenders only provide business loans for certain purposes. Quarterspot offers considers loan applications for the following reasons:

  • Equipment purchase
  • New location
  • Product or service expansion
  • Working capital
  • Business debt refinance

What types of business loans does Quarterspot offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Quarterspot provides access to the following business loan types:

  • Unsecured term loans

Does Quarterspot charge a late fee?

No, Quarterspot will not charge you a late fee. Yes, Quarterspot charges borrowers with a late payment fee.

Does Quarterspot charge prepayment fees?

No, Quarterspot does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Quarterspot?

Loan amounts start at $5,000 and go up to $150,000.

What do you need to qualify for a loan with Quarterspot?

Applicants with a credit score of at least 550 can apply for a loan via Quarterspot.

Quarterspot requires businesses to be in business for at least 12 months in business. Active duty servicemembers and their covered dependents cannot apply for a loan via Quarterspot. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR. is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  • 1655 Fort Myer Dr. Ste 700
    Arlington, VA 22209 USA
  • Visit Site


Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Minimum Months in Business
Credit Score Range
550 - 850
850 300 550
Minimum Revenue
Business Loan Type
  • Unsecured Term Loan
Intended Use of Funds
  • Business Debt Refinance
  • Equipment Purchase
  • Lease Improvements
  • New Location
  • Product or Service Expansion
  • Working Capital
Approval Speed (Hours)
Loan Amount
$5K - $150K
$25 $1M+
Starting at

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