Wall Street Funding is a direct lender based in New York, NY. It was founded in 2009 and offers access to business loans in 50 states (and Washington, DC).
Wall Street Funding offers business loans with APRs starting from 7.9% and up to 45%.
Yes, Wall Street Funding charges a loan origination fee.
Some lenders only provide business loans for certain purposes. Wall Street Funding offers considers loan applications for the following reasons:
Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Wall Street Funding provides access to the following business loan types:
No, Wall Street Funding will not charge you a late fee. Yes, Wall Street Funding charges borrowers with a late payment fee.
No, Wall Street Funding does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
Loan amounts start at $3,000 and go up to $1,000,000.
Wall Street Funding offers business loans with terms ranging from 4 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
Applicants with a credit score of at least 300 can apply for a loan via Wall Street Funding.
Wall Street Funding requires businesses to be in business for at least 2 months in business. Active duty servicemembers and their covered dependents are eligible to apply for a loan via Wall Street Funding. Its rates and terms fall within the limits of The Military Lending Act.
Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
Wall Street Funding can approve (or deny) a loan application within 24 hours and fund business loans within 2 business days of approval.
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