in Business Loans from Yellowstone CapitalUnaffiliated
in Business Loans from Yellowstone Capital
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Yellowstone Capital Review
Where does Yellowstone Capital do business?
Yellowstone Capital is a business financing offering by Yellowstone Capital, based in Jersey City, NJ. Founded in 2009, Yellowstone Capital offers access to business loans in 50 states (and Washington, DC).
What are Yellowstone Capital’s rates?
Yellowstone Capital offers a business financing product but they do not disclose their rates.
Does Yellowstone Capital charge an origination fee?
Yes, Yellowstone Capital charges a loan origination fee.
What limitations does Yellowstone Capital set on the purpose of the loan?
Yellowstone Capital considers loan applications for business purposes, such as:
- Business Debt Refinance
- Equipment Purchase
- Lease Improvement
- New Location
- Product or Service Expansion
- Working capital
What types of business loans does Yellowstone Capital offer?
Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Yellowstone Capital provides access to the following business loan types:
- Merchant Cash Advances
Does Yellowstone Capital charge prepayment fees?Yes, Yellowstone Capital charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
How much can you borrow from Yellowstone Capital?
Loan amounts start at $2,000 and go up to $500,000.
What is the maximum loan term you can get with Yellowstone Capital?
Yellowstone Capital offers business loans with terms ranging from 2 to 8 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What do you need to qualify for Yellowstone Capital?
Yellowstone Capital does not require borrowers to have been in business for a minimum number of years. Businesses don't have to meet a minimum annual revenue to be considered.
Applicants with a credit score of at least 300 and up to 850 are eligible for Yellowstone Capital.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Yellowstone Capital. Their rates fall within the limits of The Military Lending Act.
Only U.S. citizens and permanent residents can apply for a loan.
What is the estimated funding time for a business loan via Yellowstone Capital?
Yellowstone Capital can approve (or deny) a loan application within 48 hours and fund business loans within 1 business day of approval.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Credit Score Range||
300 - 850
|Immigration Status Considered||
|Employment Statuses Considered||
|Loan Amount||$2K - $500K|
|Loan Term||2 - 8 months|