Wells Fargo Step Rate CD

Wells Fargo Step Rate CD

in CD Accounts from Wells Fargo Bank · Member fdic


Wells Fargo Step Rate CD


in CD Accounts from Wells Fargo Bank · Member FDIC

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Minimum Initial Deposit $2,500
Deposit Term 2 years
APY (Annual Percentage Yield) 0.23%

Wells Fargo Step Rate CD Review

Wells Fargo Step Rate CD is offered by Wells Fargo Bank, a bank founded in 1852 and based in San Francisco, CA. Wells Fargo Step Rate CD is available in 50 states (and Washington, DC).

Wells Fargo Step Rate CD FAQ

Are cd accounts from Wells Fargo Bank federally insured?

Yes, your Wells Fargo Bank cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does Wells Fargo Bank offer?

  • Traditional

What APY does Wells Fargo Bank offer on its CDs?

Wells Fargo Step Rate CD offers an APY of 0.23% (APY stands for annual percentage yield, rates may change).

What types of terms does Wells Fargo Step Rate CD offer?

Wells Fargo Bank offers CD terms of the following lengths:
Wells Fargo Step Rate CD Rates & Terms
APY (Annual Percentage Yield) 0.23%
APY Type Fixed APY
3-Month APY N/A
6-Month APY N/A
11-Month APY N/A
12-Month APY N/A
2-Year APY 0.23%
3-Year APY N/A
4-Year APY N/A
5-Year APY N/A
7-Year APY N/A

What is the minimum deposit to open a CD account with Wells Fargo Bank?

Wells Fargo Step Rate CD requires a minimum initial deposit of $2,500 to open an account.

What types of early withdrawal penalties does Wells Fargo Step Rate CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Wells Fargo Bank does not charge an early withdrawal fee.

Wells Fargo Step Rate CD Fees
Annual Fee N/A
Transfer Fee N/A
Rollover Fee N/A
Early Withdrawal Fee Amount N/A
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  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $2,500
Grace Period for Account Changes 7 days
2-Year APY 0.23%
APY (Annual Percentage Yield) 0.23%
CD Accounts Traditional

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Wells Fargo Bank CD Accounts