Ally Bank is a unit of Ally Financial, headquartered in Detroit, Michigan, which became a bank holding company in December 2008. The bank is headquartered in Midvale, Utah. It operated two offices in the United States, one in Utah and one in Pennsylvania, and has 616 employees as of June 2009. In 2008, Ally Financial participated in the bailout of U.S. banks, but as of 2014 the majority of shares in the company had been returned to public trading following an IPO.

  • Early Withdrawal Fee

CDs Products From Ally Bank

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Est. 2001

  • Early Withdrawal Fee
3-month APY 0.3%
Minimum Amount $1,000
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0 votes

I've recently switched to online banks for my savings accounts, Cd's, and IRA's. I've had too many issues with physical banks to keep using them. Ally seems to be a good alternative. After only a few months, they are working for my needs.

0 votes

Ally is quite frustrating. Why is it that an online bank has some things that can only be done with printing off a page then faxing it in? What's the point of having an online bank if I have to fill out an actual piece of paper? I don't understand it, but Ally is on okay banking institution otherwise.

0 votes

I cannot take Ally's incompetence. Calling into their customer service line is like a nightmare. I had some questions regarding my accounts and CD's and after speaking with 2 different reps, nothing was resolved. I sat on hold for so long and then no one could help me with simple questions.

0 votes

I've had Ally for a couple years now and have no complaints. They have everything I need from standard accounts with checks to certificates of deposit. As of yet, I have had nothing negative to say about Ally. Every time I've called into customer service, they are very helpful, too.

0 votes

I wish they had an option for 0 stars. Worst bank ever. Reported to the credit bureau that I was late 9 times in a row. I called them to prove to them that I wasn't late, I had bank statements to prove money was sent to them every month. They refused to remove it from my credit and charged me over $200 in late fees. Customer service is horrible, no one speaks English.

0 votes

I'm pretty happy with having a CD with Ally bank. It was simple and I haven't had issues so far. I switched from another bank because they were super unreliable and not customer service oriented. Hopefully Ally keeps up with this so I don't have to switch again!

0 votes

I've had Ally for a while now, and can't really complain about anything. Their service is decent, but I haven't had any reason to contact them for customer service reasons. I mean, for my CD's and savings accounts, they are doing A-okay.

0 votes

Ally is the easiest online bank I've used so far. I have a few accounts with them, a few with another online bank, and one with a physical bank. Ally seems to make things easiest in terms of efficiently managing your account. I'm thinking about switching them all over if Ally keeps up the great work.

0 votes

Please get a CD from another bank. This is my first time with this, and it has really ruined the experience for me. I contacted them and their service reps are the worst. It's honestly like they aren't even trying to help you. They are super robotic and don't care.

0 votes

I've had so many issues with Ally that I don't even care anymore. I opened up several accounts with them and ultimately closed them all. They aren't reliable and so why would I trust them with my hard earned money. I suggest looking for another online bank.

0 votes

I have Ally for the majority of my banking needs, including CD's. I love them as a financial institution because they have fantastic customer service. When there was fraud on my account, it was refunded right way by Ally. I couldn't ask for a better way to keep my money safe.

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