CIT was founded in 1908, it is a financial holding company with more than $50 billion in assets as of June 30, 2017. CIT provides financing, leasing, and advisory services principally to small businesses. It also offers products and services to consumers through its Internet bank franchise and a network of retail branches in Southern California, operating as OneWest Bank.

What are the advantages of CIT Bank's certificates of deposit (CD)?

CIT Bank offers:

- Competitive rates
- Terms up to 5 years
- Low minimum opening deposit
- Daily compounding interest
- No monthly maintenance fees
- FDIC insured


  • Minimum Amount
  • 11-month APY
  • 12-month APY
  • Deposit Term
    • 6 months
    • 1 year
    • 2 years
    • 3 years
    • 4 years
    • 5 years
CIT Bank, N.A. and OneWest Bank, a division of CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in CIT Bank, N.A., you should include deposits held in OneWest Bank, a division of CIT Bank, N.A.
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