Goldwater Bank offers CD accounts with terms ranging from only 90 days to 5 years. The website offers a CD test to help customers determine which type of CD account best matches their needs, as well as a detailed chart of CD rates. Deposits are FDIC-insured up to $250,000 per depositor.

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Worst experience ever!!! I would AVOID at all cost, unless loss of the home purchase or refi is the goal!! I have closed literally dozens of mortgages on many homes in the past few years. I could recommend many MTG companies (Plaza Mtg, 360 Mtg, BOA, etc..., but this is one to AVOID at all costs!!

They are incredibly disorganized, stringing out a list of requests over many weeks, several times a day asking for different items, or repeating the same request a few weeks later. ... Expect to spend 80 plus hours at your desk sorting through their questions - but not at one sitting. They'll dribble it out 3 or 4 times a day for a month or more.

Seems to lack any internal communication or common sense. They even wanted to know if I had a loan on a vacation rental from 25 years earlier!! REALLY!! These guys are a joke, create tremendous stress, and are most unprofessional. Not sure how they ever closed a loan without sending their abused client to the crazy farm!!
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