Mecu offers CD accounts with terms from 9-60 months. Mecu offers regular, bump-up, superflex and auto-build CDs. For their regular accounts, the minimum deposit is $500, interest rates vary from 0.45-1.49% and APYs range from 0.45-1.5%. The bump-up CD yields higher interest rates in return for longer term deposits. The superflex and auto-build CDs allow for deposits at any time. Interest is guaranteed and deposits are FDIC-insured up to $250,000 per depositor. Customers can also choose when interest is paid: end of term, monthly or annually.
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