BankMobile Vibe Checking
Would you recommend BankMobile Vibe Checking to your friends?
| Community Rating | Strongly not recommended |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.01% - 0.50% (Verified 08/08/2022) |
| Monthly Fee | $0 - $2.99 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| Number of Reviews | 14 |
BankMobile Vibe Checking Review
BankMobile Vibe Checking is offered by Customers Bank, a bank founded in 1997 and based in Phoenixville, PA. BankMobile Vibe Checking are available in 50 states (and Washington, DC).
Key Takeaways
- Higher than average APY. BankMobile Vibe Checking has an annual percentage yield of up to 0.50%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1000.99.
- Charges a monthly fee. This account charges a monthly service fee of up to $2.99.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- Bill pay. Pay your bills to practically anyone in the United States through Customers Bank.
- Soft credit pull. This bank will not perform a hard credit pull when you open a checking account.
BankMobile Vibe checking account Pros & Cons
| Pros | Cons |
|---|---|
|
|
BankMobile Vibe checking account FAQ
Are checking accounts from Customers Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does BankMobile Vibe checking account offer?
BankMobile Vibe checking account offers an APY starting at 0.01% and ranging up to 0.50% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1000.99.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.01% - 0.50% |
What are the account minimums for BankMobile Vibe checking account?
BankMobile Vibe checking account does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $300 |
| Minimum Balance to Earn APY | $1,000.99 |
What fees does BankMobile Vibe checking account charge?
This account charges a monthly service fee of up to $2.99.
| Description | |
|---|---|
| Monthly Fee | $0 - $2.99 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $3 |
| NSF Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Outgoing) | $25 |
| Online Bill Pay Fee | $0 |
Does BankMobile Vibe checking account charge overdraft fees?
No, BankMobile Vibe checking account does not charge overdraft fees.What features and perks does BankMobile Vibe checking account offer?
This account includes the following features:
- Fraud monitoring - BankMobile Vibe checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - BankMobile Vibe checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
- Soft credit pull - BankMobile Vibe checking account performs a soft credit pull so you can check whether you qualify without hurting your credit.
What is the customer support email for BankMobile Vibe checking account?
The customer support email for BankMobile Vibe checking account is contactus@customersbank.com.
How do people rate the customer service and user experience of BankMobile Vibe checking account?
Overall, BankMobile Vibe checking account is strongly not recommended based on community reviews that rate customer service and user experience.
Message From BankMobile Vibe checking account
Contact
- Headquarters
-
99 Bridge St
Phoenixville, PA 19460 USA - Visit Site
- Email Support
Other Services by Customers Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $300 |
| Minimum Balance to Earn APY | $1,000.99 |
BankMobile Vibe Checking Community Reviews
Would you recommend BankMobile Vibe Checking to your friends?
Other Checking Accounts
Customers Bank Checking Accounts
- Adventure CU Edge Checking Account
- BB&T Fundamentals Checking
- Bridge City Bank Personal Connection
- Century Bank e-Interest Checking
- Chase Bank College Checking Account
- Community First Bank of Wisconsin Plus Checking
- First Bank of Wyoming Easy Interest Checking
- First Security Bank of Bozeman 50+ Interest Checking
- Golden 1 CU Premium Checking Account
- National Exchange Bank & Trust Relationship Checking
- Police and Fire FCU Checking Account
- Redwood Capital Bank Gold Checking Account
