Century Bank-Bronze
in Checking Accounts from Century Bank of Massachusetts · Member fdic
UnaffiliatedCentury Bank-Bronze
in Checking Accounts from Century Bank of Massachusetts · Member FDIC
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| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 10% |
Century Bank-Bronze Review
Century Bank-Bronze is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank-Bronze is available in 1 state across the USA.
- Very high APY. This account offers an annual percentage yield of up to 10%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $0.25%.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- $100.00 minimum deposit. This account requires a higher minimum initial deposit than most of the checking accounts we track.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. Century Bank-Bronze does not charge fees on ATM transactions.
- Up to $0 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through Century Bank of Massachusetts.
- Hard credit pull. Century Bank of Massachusetts may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Century Bank of Massachusetts federally insured?
Yes, your Century Bank of Massachusetts checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19943). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Century Bank-Bronze offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 10% |
Century Bank-Bronze offers an APY of 10% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest you must keep a minimum balance of $0.25%.
What are the account minimums for Century Bank-Bronze?
Century Bank-Bronze requires a minimum initial deposit of $100.00 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100.00 |
| APY Minimum Balance | $0.25 |
What fees does Century Bank-Bronze charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $0 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $7.50 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | $0 |
| Check Cashing Fee | $0 |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $28 |
| Check Image Service | $0 |
| Check Copy | $6 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $35 |
| Returned Deposit Fee (International) | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | $0 |
What features and perks does Century Bank-Bronze offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $0.
- Fraud monitoring - Century Bank-Bronze monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Century Bank-Bronze allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
102 Fellsway West
Somerville, MA 02145 - (866) 823-6887
- Visit Site
Other Services by Century Bank of Massachusetts
Availability
Feature Breakdown
| APY Minimum Balance | $0.25% |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | $0 |
| Minimum Initial Deposit | $100.00 |
| Minimum Balance to Avoid Monthly Fee | $0 |
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