Century Bank-Business Checking Analysis
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.25%% |
| Monthly Maintenance Fee |
$0 - $25 (Verified 08/04/2023) |
| Minimum Balance to Avoid Monthly Fee | Starting at $10 |
Century Bank-Business Checking Analysis Review
Century Bank-Business Checking Analysis is offered by Century Bank-NM, founded in 0 and based in , . Century Bank-Business Checking Analysis is available in 1 state across the USA.
Key Takeaways
- Higher than average APY. Century Bank-Business Checking Analysis has an annual percentage yield of up to 0.25%%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $0.25%.
- Charges a monthly fee. This account charges a monthly service fee of up to $25, but the fee is waived if you keep a minimum balance of $10, have a monthly direct deposit of $10, or $10 combined balance accross eligible accounts.
- $100 minimum opening deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. Century Bank-Business Checking Analysis does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Century Bank-NM mobile or online banking.
Century Bank-Business Checking Analysis Pros & Cons
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Century Bank-Business Checking Analysis FAQ
Are checking accounts from Century Bank-NM federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Century Bank-Business Checking Analysis offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.25%% |
Century Bank-Business Checking Analysis offers an APY of 0.25%% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.25%.
What are the account minimums for Century Bank-Business Checking Analysis?
Century Bank-Business Checking Analysis requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $10 |
| Minimum Combined Balance to Avoid Monthly Fee | $10 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $10 |
| Minimum Balance to Earn APY | $0.25% |
What fees does Century Bank-Business Checking Analysis charge?
This account charges a monthly maintenance fee of up to $25.
| Description | |
|---|---|
| Monthly Maintenance Fee | $0 - $25 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| ATM Reimbursement Monthly Limit | $0 |
| Bank Teller Fee | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| NSF Fee | $0 |
| Overdraft Item Fee | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Returned Deposit Fee (International) | $0 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0.40 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0.35 |
| Paper Statement Fee | $5 |
| Online Bill Pay Fee | $0 |
| Check Copy | $0 |
| Check Image Service | $0 |
| Check Cashing Fee | $0 |
| Debit Card Replacement Fee (Standard Delivery) | $0 |
| Early Account Closure | $0 |
Does Century Bank-Business Checking Analysis charge overdraft fees?
No, Century Bank-Business Checking Analysis does not charge overdraft fees.What features and perks does Century Bank-Business Checking Analysis offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Century Bank-Business Checking Analysis allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Century Bank-Business Checking Analysis?
The customer support email for Century Bank-Business Checking Analysis is floyd.morelos@mycenturybank.com.
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About Century Bank-Business Checking Analysis
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Feature Breakdown
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $10 |
| Minimum Combined Balance to Avoid Monthly Fee | $10 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $10 |
| Minimum Balance to Earn APY | $0.25% |
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