CIT Bank eChecking Savings Bundle Review

CIT Bank eChecking Savings Bundle is offered by CIT Bank, a bank founded in 1908 and based in Salt Lake City, UT. CIT Bank eChecking Savings Bundle is available in 50 states (and Washington, DC).

• Higher than average APY. CIT Bank eChecking Savings Bundle has an annual percentage yield of up to 0.5%, which is higher than the national average interest rate on savings accounts.
• $0 monthly fee. This account does not charge a monthly Service Charge.
• $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• No ATM fees. CIT Bank eChecking Savings Bundle does not charge fees on ATM transactions.
• Up to $30 in ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States through CIT Bank.

Are checking accounts from CIT Bank federally insured?

Yes, your CIT Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58978). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does CIT Bank eChecking Savings Bundle offer?

CIT Bank eChecking Savings Bundle offers an APY starting at 0.1% and ranging up to 0.5% (APY stands for annual percentage yield, rates may change).

What are the account minimums for CIT Bank eChecking Savings Bundle?

CIT Bank eChecking Savings Bundle requires a minimum initial deposit of $100 to open an account.

What fees does CIT Bank eChecking Savings Bundle charge?

The good news is that this account does not have a monthly Service Charge.

Does CIT Bank eChecking Savings Bundle charge overdraft fees?

CIT Bank eChecking Savings Bundle offers overdraft protection at a cost of $30 per transaction.

What features and perks does CIT Bank eChecking Savings Bundle offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $30.
• Fraud monitoring - CIT Bank eChecking Savings Bundle monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - CIT Bank eChecking Savings Bundle allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for CIT Bank eChecking Savings Bundle?

The customer support email for CIT Bank eChecking Savings Bundle is custserv@cit.com.

How do people rate the customer service and user experience of CIT Bank eChecking Savings Bundle?

Overall, CIT Bank eChecking Savings Bundle is strongly recommended based on community reviews that rate customer service and user experience.