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  Citi® Priority Relationship Tier

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Citi® Priority Relationship Tier Claimed Promo Offer Available!

Citi® Priority Relationship Tier

Claimed Promo Offer Available!
SuperMoney Net Recommendation Score +67  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +67, equating to 4.3 on a 5 point rating scale.

+67

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

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Highlights
Community Rating Strongly recommended
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.00%
(Verified 09/06/2023)
Monthly Fee $0
(Verified 09/06/2023)
Minimum Balance to Avoid Monthly Fee $30,000
Number of Reviews 15

Citi® Priority Relationship Tier Review

Citi® Priority Relationship Tier is offered by Citi®, a bank founded in 1812 and based in New York, NY. Citi® is available in 50 states (and Washington, DC).

Key Takeaways

  • $2,000 Bonus offer. Open a new account, and you can get up to $2,000 with required activities. A minimum deposit of $10,000 is required to be eligible for a signup bonus (see terms and conditions for more details).
  • 0% APY. As with most checking accounts, Citi® Priority Relationship Tier does not pay interest.
  • $0 monthly fee. This account does not charge any monthly account fees as long as you keep a minimum balance of $30,000.
  • Small minimum initial deposit. You only need $1 to open an account.
  • No ATM fees. Citi® Priority Relationship Tier does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Citi®.

Citi® Pros & Cons

Pros Cons
  • No overdraft fees on consumer checking accounts.
  • Waived fees for money orders, stop payments, and more.
  • Increased limits for debit card purchaes and daily ATM withdrawals.
  • No ATM fees at 65,000+ ATMs across the U.S.
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • Does not earn interest
  • Higher than average wire transfer fees.

Citi® FAQ

Are checking accounts from Citi® federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #07213). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citi® offer?

Citi® is not an interest-bearing account.

What are the account minimums for Citi®?

Citi® requires a minimum initial deposit of $1 to open an account.

Citi® Priority Relationship Tier Minimums
Description
Minimum Opening Deposit $1
Minimum Balance to Avoid Monthly Fee $30,000

What fees does Citi® charge?

The good news is that this account does not have a monthly Service Charge.

Citi® Priority Relationship Tier Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Foreign Transaction Fee (Debit Card) 0%
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $12
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $45
Online Bill Pay Fee $0
Check Image Service $0

Does Citi® charge overdraft fees?

No, Citi® does not charge overdraft fees.

What features and perks does Citi® offer?

This account includes the following features:

  • $2,000 Bonus offer. Open a new account, and you can get up to $2,000 with required activities. A minimum deposit of $10,000 is required to be eligible for a signup bonus (see terms and conditions for more details).
  • Fraud monitoring - Citi® monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citi® allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Citi®?

The customer support email for Citi® is customer.help@citi.com.

How do people rate the customer service and user experience of Citi®?

Overall, Citi® is strongly recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Citi®

Open a checking account in one of our account packages. Secure only banking, mobile check deposit, access to cash with one of the most fee-free ATMs in the U.S. and more – available with every Citi checking account, whether you select everyday or premium banking. Citi is here for you, offering checking packages for every stage of life.

With Citi Priority, you get Preferred banking benefits, including select everyday banking fees waived and higher limits on ATM withdrawals and debit card purchases. Travel perks including no Citibank fees on ATM withdrawals worldwide and no foreign exchange fees when using debit card abroad. Investment benefits from Citi Personal Wealth Management, including on-demand financial guidance from Citi Priority Advisors (in branch and/or by phone). Commission-free online/mobile ETF trades with Citi Personal Wealth Management.

Contact

Promotional Offers

Special Offers

Earn up to $2,000 cash bonus!

Earn up to $2,000 cash bonus when you open a new eligible checking account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance fails to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 10:00am - 3:00pm

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit $1
Minimum Balance to Avoid Monthly Fee $30,000
Monthly Fee $0
(Verified 09/06/2023)
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Foreign Transaction Fee (Debit Card) 0%
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $12
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $45
Online Bill Pay Fee $0
Check Image Service $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
  • U.S. Temporary Resident Visa Holders
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Expense Management
  • Rewards
Bonus Offer $2,000 Bonus offer. Open a new account, and you can get up to $2,000 with required activities. A minimum deposit of $10,000 is required to be eligible for a signup bonus (see terms and conditions for more details).
Signup Bonus Up to $2,000
Signup Deposit Requirement $10,000
APY (Annual Percentage Yield) 0.00%
(Verified 09/06/2023)

Citi® Priority Relationship Tier Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +67, equating to 4.3 on a 5 point rating scale.

+67

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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