Citi® Interest Checking
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First Tech Rewards Checking®
1 reviews
| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.03% |
| Monthly Fee | $0 - $15 |
| Minimum Balance to Avoid Monthly Fee | Starting at $5,000 |
Citi® Interest Checking Review
Citi® Interest Checking is offered by Citi®, a bank founded in 1812 and based in New York, NY. Citi® Interest Checking are available in 50 states (and Washington, DC).
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $5,000.
- Small minimum initial deposit. You only need $1 to open an account.
- No ATM fees. Citi® Interest Checking does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Citi®.
Citibank Interest checking Pros & Cons
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Citibank Interest checking FAQ
Are checking accounts from Citi® federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #07213). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Citibank Interest checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.03% |
Citibank Interest checking offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Citibank Interest checking?
Citibank Interest checking requires a minimum initial deposit of $1 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $1 |
| Minimum Balance to Avoid Monthly Fee | Starting at $5,000 |
What fees does Citibank Interest checking charge?
This account charges a monthly service fee of up to $15.
| Description | |
|---|---|
| Monthly Fee | $0 - $15 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| Foreign Transaction Fee (Debit Card) | 3% |
| NSF Fee | $34 |
| Overdraft Item Fee | $34 |
| Overdraft Protection Fee (per transfer) | $10 |
| Returned Deposit Fee (Domestic) | $12 |
| Returned Deposit Fee (International) | $12 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Paper Statement Fee | $5 |
| Online Bill Pay Fee | $0 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
Does Citibank Interest checking charge overdraft fees?
Yes, Citibank Interest checking charges a $34 fee for every overdraft. You can get overdraft protection at a cost of $10 per transaction.What features and perks does Citibank Interest checking offer?
This account includes the following features:
- Fraud monitoring - Citibank Interest checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Citibank Interest checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Citibank Interest checking?
The customer support email for Citibank Interest checking is customer.help@citi.com.
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Message From Citibank Interest checking
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 USA - (800) 950-5114
- Visit Site
- Email Support
Other Services by Citi®
View all checking accounts offered by Citi®
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $1 |
| Minimum Balance to Avoid Monthly Fee | Starting at $5,000 |
Citi® Interest Checking Community Reviews
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