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  Commercial Banking Company Choice Checking Account
Commercial Banking Company Choice Checking Account
in Checking Accounts from Commercial Banking Company · Member FDIC
Unaffiliated

Commercial Banking Company Choice Checking Account

Unaffiliated
in Checking Accounts from Commercial Banking Company · Member FDIC
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
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Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0
(Verified 08/08/2022)
Minimum Balance to Avoid Monthly Fee Starting at $0

Commercial Banking Company Choice Checking Account Review

Commercial Banking Company Choice Checking Account is offered by Commercial Banking Company, a bank founded in 1929 and based in Valdosta, GA. Commercial Banking Company Choice Checking Account are available in 1 state across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, Commercial Banking Company Choice Checking Account does not pay interest.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through Commercial Banking Company.

Commercial Banking Company choice checking Pros & Cons

Pros Cons
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.

Commercial Banking Company choice checking FAQ

Are checking accounts from Commercial Banking Company federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Commercial Banking Company choice checking offer?

Commercial Banking Company choice checking is not an interest-bearing account.

What are the account minimums for Commercial Banking Company choice checking?

Commercial Banking Company choice checking requires a minimum initial deposit of $100 to open an account.

Commercial Banking Company Choice Checking Account Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does Commercial Banking Company choice checking charge?

The good news is that this account does not have a monthly Service Charge.

Commercial Banking Company Choice Checking Account Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $2
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $3.95
Online Bill Pay Fee $0
Check Image Service $6
Debit Card Replacement Fee $10
Early Account Closure $25

Does Commercial Banking Company choice checking charge overdraft fees?

Yes, Commercial Banking Company choice checking charges a $35 fee for every overdraft. You can get overdraft protection at a cost of $5 per transaction.

What features and perks does Commercial Banking Company choice checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Commercial Banking Company choice checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Commercial Banking Company choice checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Commercial Banking Company choice checking?

The customer support email for Commercial Banking Company choice checking is info@cbcbank.com.

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Message From Commercial Banking Company choice checking

Choice Checking --- If you're looking for a checking account with no monthly fees and no minimum balance, this may be the account for you! This is our most popular checking account to cater to your everyday needs. 

Contact

Other Services by Commercial Banking Company

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $0
Monthly Fee $0
(Verified 08/08/2022)
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $2
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $3.95
Online Bill Pay Fee $0
Check Image Service $6
Debit Card Replacement Fee $10
Early Account Closure $25
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Member FDIC
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0%

Commercial Banking Company Choice Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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