ESL Federal Credit Union Free Checking
in Checking Accounts from ESL Federal Credit Union
UnaffiliatedESL Federal Credit Union Free Checking
in Checking Accounts from ESL Federal Credit Union
Would you recommend ESL Federal Credit Union Free Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $6 |
| ATM Fee: Out-of-Network | $1.50 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0% |
ESL Federal Credit Union Free Checking Review
ESL Federal Credit Union Free Checking is offered by ESL Federal Credit Union, a credit union founded in 1920 and based in Rochester, NY. ESL Federal Credit Union Free Checking is available in 1 state across the USA.
- 0% APY. As with most checking accounts, ESL Federal Credit Union Free Checking does not pay interest.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $6.
- Small minimum initial deposit. You only need $1 to open an account.
- No ATM fees. ESL Federal Credit Union Free Checking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through ESL Federal Credit Union.
- Hard credit pull. ESL Federal Credit Union may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
|---|---|
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Are checking accounts from ESL Federal Credit Union federally insured?
Yes, your ESL Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does ESL Federal Credit Union Free Checking offer?
ESL Federal Credit Union Free Checking is not an interest-bearing account.
What are the account minimums for ESL Federal Credit Union Free Checking?
ESL Federal Credit Union Free Checking requires a minimum initial deposit of $1 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1 |
What fees does ESL Federal Credit Union Free Checking charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| Monthly Fee | $0 - $6 |
| Paper Statement Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $1.50 |
| NSF Fee | $37 |
| Overdraft Protection Fee (per transfer) | $5 |
| Overdraft Item Fee | $37 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $10 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $0 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $12 |
| Returned Deposit Fee (International) | $10 |
| Wire Transfer Fee - Domestic (Incoming) | $12 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does ESL Federal Credit Union Free Checking offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - ESL Federal Credit Union Free Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
225 Chestnut St
Rochester, NY - (800) 848-2265
- Visit Site
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Availability
ESL Federal Credit Union Free Checking Community Reviews
Would you recommend ESL Federal Credit Union Free Checking to your friends?
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