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First Citizens Bank & Trust Company Checking Account

in Checking Accounts

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First Citizens Bank & Trust Company Checking Account

Unaffiliated

in Checking Accounts

SuperMoney Net Recommendation Score -20% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

0 users recommend
4 users are unsure
1 user doesn't recommend
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Highlights
Highlights
SuperMoney Rating Mostly not recommended
Monthly Fee Up to $25
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee $0
APY 0.01% - 0.05%

Overview

Where does First Citizens Bank & Trust Company Checking Account do business?

First Citizens Bank & Trust Company Checking Account is based in Raleigh, NC. It was founded in 1936 and offers checking accounts services in 19 states across the USA.

First Citizens Bank & Trust Company Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if First Citizens Bank & Trust Company Checking Account were to fall into financial difficulties.

What APY does First Citizens Bank & Trust Company offer?

First Citizens Bank & Trust Company Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - 0.05%

First Citizens Bank & Trust Company Checking Account offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for First Citizens Bank & Trust Company Checking Account?

First Citizens Bank & Trust Company Checking Account does not have a minimum initial deposit to open an account.
First Citizens Bank & Trust Company Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $50

What features and perks does First Citizens Bank & Trust Company Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - First Citizens Bank & Trust Company Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank.

What fees does First Citizens Bank & Trust Company Checking Account charge?

This account charges a monthly maintenance fee of up to $25.

First Citizens Bank & Trust Company Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $2.50
Check Image Service $3
Debit Card Replacement Fee $2
Early Account Closure $25
Non-Sufficient Funds $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $32
Outgoing Domestic Bank Transfer Fee $30
Incoming Domestic Bank Transfer Fee $16
Early Closure Fee $25
Paper Statement Fee $8

What features and perks does First Citizens Bank & Trust Company Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - First Citizens Bank & Trust Company Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank.
FIRST CITIZENS BANK & TRUST COMPANY CHECKING ACCOUNT Disclosure: International Transfer and Return Deposit Fees vary and must be discussed with the bank at the time of the transaction.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 19 states
  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Kansas
  • Maryland
  • Missouri
  • New Mexico
  • North Carolina
  • Oklahoma
  • Oregon
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

Reviews

 
 

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