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First Citizens Bank & Trust Company Checking Account

in Checking Accounts from First Citizens Bank & Trust Company

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First Citizens Bank & Trust Company Checking Account

Unaffiliated

in Checking Accounts from First Citizens Bank & Trust Company

SuperMoney Net Recommendation Score -20% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

0 users recommend
4 users are unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Monthly Fee $0 - $25
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2.50
APY 0.01% - 0.05%
Number of Reviews 5

Overview

Where is First Citizens Bank & Trust Company Checking Account available?

First Citizens Bank & Trust Company is based in Raleigh, NC. It was founded in 1936 and offers banking services in 19 states across the USA.

Is First Citizens Bank & Trust Company Checking Account insured by the FDIC

First Citizens Bank & Trust Company Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if First Citizens Bank & Trust Company Checking Account were to fall into financial difficulties.

What APY does First Citizens Bank & Trust Company offer?

First Citizens Bank & Trust Company Checking Account offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

First Citizens Bank & Trust Company Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - 0.05%

What are the account minimums for First Citizens Bank & Trust Company Checking Account?

First Citizens Bank & Trust Company Checking Account requires a minimum initial deposit of $50 to open an account.
First Citizens Bank & Trust Company Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $50

What fees does First Citizens Bank & Trust Company Checking Account charge?

This account charges a monthly maintenance fee of up to $25.

First Citizens Bank & Trust Company Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $2.50
Check Image Service $3
Debit Card Replacement Fee $2
Early Account Closure $25
Non-Sufficient Funds $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $32
Outgoing Domestic Bank Transfer Fee $30
Incoming Domestic Bank Transfer Fee $16
Early Closure Fee $25
Paper Statement Fee $8

What features and perks does First Citizens Bank & Trust Company Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Citizens Bank & Trust Company Checking Account allows you to manage your money online.
FIRST CITIZENS BANK & TRUST COMPANY CHECKING ACCOUNT Disclosure: International Transfer and Return Deposit Fees vary and must be discussed with the bank at the time of the transaction.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   239 Fayetteville Street
    Raleigh, NC 27601 USA
  •   Visit Site

Other Services by First Citizens Bank & Trust Company

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 19 states
  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Kansas
  • Maryland
  • Missouri
  • New Mexico
  • North Carolina
  • Oklahoma
  • Oregon
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

Feature Breakdown

Minimum Initial Deposit $50
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Wire Transfer Fee - International (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $0
Monthly Fee $0 - $25
Paper Statement Fee $8
ATM Fee: Out-of-Network $2.50
NSF Fee $36
Overdraft Protection Fee (per transfer) $32
Overdraft Item Fee $36
Early Account Closure $25
Returned Deposit Fee (Domestic) $32
Debit Card Replacement Fee $2
Stop Payment Fee $35
Check Image Service $3
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - Domestic (Incoming) $16
Bank Account Features
  • Bauer Financial A+/A Rating
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
APY 0.01% - 0.05%

Reviews

 
 

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