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First Citizens Bank & Trust Company Checking Account

in Checking Accounts

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First Citizens Bank & Trust Company Checking Account

Unaffiliated

in Checking Accounts

SuperMoney Net Recommendation Score -20% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

0 users recommend
4 users are unsure
1 user doesn't recommend
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Overview

Where does First Citizens Bank & Trust Company Checking Account do business?

First Citizens Bank & Trust Company Checking Account is based in Raleigh, NC. It was founded in 1936 and offers checking accounts services in 19 states across the USA.

First Citizens Bank & Trust Company Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if First Citizens Bank & Trust Company Checking Account were to fall into financial difficulties.

What APY does First Citizens Bank & Trust Company offer?

First Citizens Bank & Trust Company Checking Account offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

What features and perks does First Citizens Bank & Trust Company Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - First Citizens Bank & Trust Company Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank.

What fees does First Citizens Bank & Trust Company Checking Account charge?

This account charges a monthly maintenance fee of up to $25.

  • Outgoing domestic bank transfers come with a $30 fee.
  • Incoming domestic bank transfers come with a $16 fee.
  • First Citizens Bank & Trust Company Checking Account charges a $25 fee for an early account closure. Contact First Citizens Bank & Trust Company Checking Account for more details on what is considered an early closure.
  • First Citizens Bank & Trust Company Checking Account charges $8 every time you request a paper statement.
  • Every returned deposit incurs in a $8 charge.
FIRST CITIZENS BANK & TRUST COMPANY CHECKING ACCOUNT Disclosure: International Transfer and Return Deposit Fees vary and must be discussed with the bank at the time of the transaction.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 19 states
  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Kansas
  • Maryland
  • Missouri
  • New Mexico
  • North Carolina
  • Oklahoma
  • Oregon
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

Feature Breakdown

Minimum Initial Deposit
$50
No Fees
ATM Fee: In-Network
$0
Online Bill Pay Fee
$0
Wire Transfer Fee - International (Outgoing)
$0
Wire Transfer Fee - International (Incoming)
$0
Returned Deposit Fee (International)
$0
List of Fees
Monthly Fee
$0 - $25
Paper Statement Fee
$8
ATM Fee: Out-of-Network
$2.50
NSF Fee
$36
Overdraft Protection Fee (per transfer)
$32
Overdraft Item Fee
$36
Early Account Closure
$25
Returned Deposit Fee (Domestic)
$32
Debit Card Replacement Fee
$2
Stop Payment Fee
$35
Check Image Service
$3
Foreign Transaction Fee (Debit Card)
3%
Wire Transfer Fee - Domestic (Outgoing)
$30
Wire Transfer Fee - Domestic (Incoming)
$16
Bank Account Features
  • Bauer Financial A+/A Rating
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
Percentage
APY
0.01% - 0.05%
    0% 5%

Reviews

 
 

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