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  KeyBank National Association Advantage Checking Account

KeyBank National Association Advantage Checking Account

in Checking Accounts from KeyBank National Association · Member fdic

Unaffiliated

KeyBank National Association Advantage Checking Account

Unaffiliated

in Checking Accounts from KeyBank National Association · Member FDIC

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Highlights
Monthly Fee $0 - $18
ATM Fee: Out-of-Network $3
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.01% - 0.02%

KeyBank National Association Advantage Checking Account Review

KeyBank National Association Advantage Checking Account is offered by KeyBank National Association, a bank founded in 1929 and based in Cleveland, OH. KeyBank National Association Advantage Checking Account is available in 15 states across the USA.

Key Takeaways
  • $100 Bonus offer. Open a new account and you can get up to $100 if you deposit a minimum of $0 (see terms and conditions for more details).
  • Low APY. The maximum annual percentage yield for this account is only 0.02%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $18, but there are ways to waive the fee.
  • Free bill pay. Pay your bills to practically anyone in the United States through KeyBank National Association.
  • Hard credit pull. KeyBank National Association may require a hard pull on your credit report to open a checking account.
KeyBank National Association Advantage Checking Account Pros & Cons
Pros Cons
  • Offers a $100 bonus offer.
  • Interest-yielding account.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • Only available in 15 states.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.
KeyBank National Association Advantage Checking Account FAQ

Are checking accounts from KeyBank National Association federally insured?

Yes, your KeyBank National Association checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does KeyBank National Association Advantage Checking Account offer?

KeyBank National Association Advantage Checking Account offers an APY starting at 0.01% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change).

KeyBank National Association Advantage Checking Account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01% - 0.02%

What are the account minimums for KeyBank National Association Advantage Checking Account?

KeyBank National Association Advantage Checking Account Account Minimums
Description Amount
Minimum Opening Deposit $
Minimum Combined Balance to Avoid Monthly Service Fee $10,000
Minimum Direct Deposit to Avoid Monthly Service Fee $1,000

What fees does KeyBank National Association Advantage Checking Account charge?

This account charges a monthly service fee of up to $18.

KeyBank National Association Advantage Checking Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $18
NSF Fee $33
Online Bill Pay Fee $0
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $10
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $20
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $3

Does KeyBank National Association Advantage Checking Account charge overdraft fees?

Yes, KeyBank National Association Advantage Checking Account charges a $33 fee for every overdraft fee.

KeyBank National Association Advantage Checking Account offers overdraft protection at a cost of $10 per transaction.

What features and perks does KeyBank National Association Advantage Checking Account offer?

This account includes the following features:

  • Signup bonus - Open an account and you may receive a signup bonus of up to $100 if you deposit a minimum of $0.
  • Fraud monitoring - KeyBank National Association Advantage Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - KeyBank National Association Advantage Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 15 states
  • Alaska
  • Colorado
  • Connecticut
  • Idaho
  • Indiana
  • Massachusetts
  • Maine
  • Michigan
  • New York
  • Ohio
  • Oregon
  • Pennsylvania
  • Utah
  • Vermont
  • Washington

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $10,000
Minimum Direct Deposit to Avoid Monthly Fee $1,000
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $18
NSF Fee $33
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $10
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $20
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $3
Bank Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • FDIC Member
Signup Bonus Starting at $100
Signup Deposit Requirement $0
APY (Annual Percentage Yield) 0.01% - 0.02%

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