KeyBank National Association Checking Account Reviews (Nov. 2020) | Checking Accounts

Highlights
Monthly Fee	$0 - $18
ATM Fee: Out-of-Network	$2.50
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	0.01% - 0.02%

KeyBank National Association Checking Account Review

KeyBank National Association Checking Account is offered by KeyBank National Association, a bank founded in 1929 and based in Cleveland, OH. KeyBank National Association Checking Account is available in 15 states across the USA.

Key Takeaways

$100 Signup Bonus. Open a new account and you can get up to $100 if you deposit a minimum of $ (see terms and conditions for more details).
Low APY. The maximum annual percentage yield for this account is only 0.02%.
Charges a monthly fee. This account charges a monthly maintenance fee of up to $18.
Small minimum initial deposit. You only need $10 to open an account.
No ATM fees. KeyBank National Association Checking Account does not charge fees on ATM transactions.
Free bill pay. Pay your bills to practically anyone in the United States through KeyBank National Association.
Hard credit pull. KeyBank National Association may require a hard pull on your credit report to open a checking account.

KeyBank National Association Checking Account Pros & Cons

Pros	Cons
Offers a signup bonus. Interest-yielding account. Free debit card	Not FDIC-insured. Only available in 15 states. Higher than average wire transfer fees. Monthly service charge. Charges a higher than average fee on out-of-network ATM transactions.

KeyBank National Association Checking Account FAQ

Are checking accounts from KeyBank National Association federally insured?

Yes, your KeyBank National Association checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does KeyBank National Association Checking Account offer?

KeyBank National Association Checking Account offers an APY starting at 0.01% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change).

KeyBank National Association Checking Account Rates and Terms
Rates	Amount
APY (Annualized Percentage Yield)	0.01% - 0.02%

What are the account minimums for KeyBank National Association Checking Account?

KeyBank National Association Checking Account requires a minimum initial deposit of $10 to open an account.

KeyBank National Association Checking Account Account Minimums
Description	Amount
Minimum Initial Deposit	$10

What fees does KeyBank National Association Checking Account charge?

This account charges a monthly maintenance fee of up to $18.

KeyBank National Association Checking Account Fees
Description
Monthly Fee	$0 - $18
Paper Statement Fee	$3
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$2.50
NSF Fee	$34
Overdraft Protection Fee (per transfer)	$10
Overdraft Item Fee	$34
Early Account Closure	$25
Returned Deposit Fee (Domestic)	$10
Debit Card Replacement Fee	$0
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$34
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	3%
Wire Transfer Fee - Domestic (Outgoing)	$30
Wire Transfer Fee - International (Outgoing)	$45
Wire Transfer Fee - International (Incoming)	$20
Returned Deposit Fee (International)	$10
Wire Transfer Fee - Domestic (Incoming)	$20

What features and perks does KeyBank National Association Checking Account offer?

This account includes the following features:

Signup Bonus - Open an account and you will receive a signup bonus of up to $100 if you deposit a minimum of $.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - KeyBank National Association Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.

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