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  KeyBank National Association Checking Account

KeyBank National Association Checking Account

in Checking Accounts from KeyBank National Association · Member FDIC

Unaffiliated

KeyBank National Association Checking Account

Unaffiliated

in Checking Accounts from KeyBank National Association · Member FDIC

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Highlights
Monthly Fee $0 - $18
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.01% - 0.02%

KeyBank National Association Checking Account Review

KeyBank National Association Checking Account is offered by KeyBank National Association, a bank founded in 1929 and based in Cleveland, OH. KeyBank National Association Checking Account is available in 15 states across the USA.

Key Takeaways
  • $100 Signup Bonus. Open a new account and you can get up to $100 if you deposit a minimum of $ (see terms and conditions for more details).
  • Low APY. The maximum annual percentage yield for this account is only 0.02%.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $18.
  • Small minimum initial deposit. You only need $10 to open an account.
  • No ATM fees. KeyBank National Association Checking Account does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through KeyBank National Association.
  • Hard credit pull. KeyBank National Association may require a hard pull on your credit report to open a checking account.
KeyBank National Association Checking Account Pros & Cons
Pros Cons
  • Offers a signup bonus.
  • Interest-yielding account.
  • Free debit card
  • Not FDIC-insured.
  • Only available in 15 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
KeyBank National Association Checking Account FAQ

Are checking accounts from KeyBank National Association federally insured?

Yes, your KeyBank National Association checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does KeyBank National Association Checking Account offer?

KeyBank National Association Checking Account offers an APY starting at 0.01% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change).

KeyBank National Association Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - 0.02%

What are the account minimums for KeyBank National Association Checking Account?

KeyBank National Association Checking Account requires a minimum initial deposit of $10 to open an account.

KeyBank National Association Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $10

What fees does KeyBank National Association Checking Account charge?

This account charges a monthly maintenance fee of up to $18.

KeyBank National Association Checking Account Fees
Description
Monthly Fee $0 - $18
Paper Statement Fee $3
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $34
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $34
Early Account Closure $25
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $34
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $20
Returned Deposit Fee (International) $10
Wire Transfer Fee - Domestic (Incoming) $20

What features and perks does KeyBank National Association Checking Account offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $100 if you deposit a minimum of $.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - KeyBank National Association Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 15 states
  • Alaska
  • Colorado
  • Connecticut
  • Idaho
  • Indiana
  • Maine
  • Massachusetts
  • Michigan
  • New York
  • Ohio
  • Oregon
  • Pennsylvania
  • Utah
  • Vermont
  • Washington

Feature Breakdown

Minimum Initial Deposit $10
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $18
NSF Fee $34
Overdraft Item Fee $34
Overdraft Protection Fee (per transfer) $10
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $20
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $2.50
Bank Account Features
  • No ATM Fees
  • IRAs
  • Debit Card
  • Free Bill Pay
  • Mobile Banking
  • Mobile Check Deposit
Signup Bonus Starting at $100
Signup Deposit Requirement $0. Use offer code: MASH0618
APY (Annual Percentage Yield) 0.01% - 0.02%

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SUPERMONEY NET RECOMMENDATION SCORE

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