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Manufacturers and Traders Trust Company Checking Account

in Checking Accounts

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Manufacturers and Traders Trust Company Checking Account

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in Checking Accounts

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Overview

Where does Manufacturers and Traders Trust Company Checking Account do business?

Manufacturers and Traders Trust Company Checking Account is based in Buffalo, NY. It was founded in 1856 and offers checking accounts services in 8 states (and Washington, DC).

Manufacturers and Traders Trust Company Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Manufacturers and Traders Trust Company offer?

Manufacturers and Traders Trust Company Checking Account is not an interest-bearing account.

What features and perks does Manufacturers and Traders Trust Company Checking Account offer?

This account includes the following features:

  • Mobile Banking - Manufacturers and Traders Trust Company Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Manufacturers and Traders Trust Company Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

  • Outgoing domestic bank transfers come with a $32 fee.
  • Outoing international bank transfers come with a $75 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Manufacturers and Traders Trust Company Checking Account charges a $50 fee for an early account closure. Contact Manufacturers and Traders Trust Company Checking Account for more details on what is considered an early closure.
  • Every returned deposit incurs in a $ charge.
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Availability

Available in 8 states and Washington, D.C.
  • Connecticut
  • Delaware
  • Washington, DC
  • Maryland
  • New Jersey
  • New York
  • Pennsylvania
  • Virginia
  • West Virginia

Feature Breakdown

ATM Fee: Out-of-Network
$3
NSF Fee
$38.50
Overdraft Protection Fee (per transfer)
$12.50
Overdraft Item Fee
$38.50
Early Account Closure
$50
Returned Deposit Fee (Domestic)
$20
Stop Payment Fee
$35
Wire Transfer Fee - Domestic (Outgoing)
$32
Wire Transfer Fee - International (Outgoing)
$75
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee

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