Mountain America CU MyFree Checking
in
Checking Accounts from Mountain America Credit Union
· Insured by NCUA
Unaffiliated
Mountain America CU MyFree Checking
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Mountain America CU MyFree Checking Review
Mountain America CU MyFree Checking is offered by Mountain America Credit Union, a credit union founded in 1934 and based in West Jordan, UT. Mountain America CU MyFree Checking is available in 1 state across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, Mountain America CU MyFree Checking does not pay interest.
- $0 monthly fee. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Mountain America CU MyFree Checking does not charge fees on ATM transactions within its network but there is a fee of up to $2.50 for out-of-network ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Mountain America Credit Union.
Mountain America checking account Pros & Cons
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Mountain America checking account FAQ
Are checking accounts from Mountain America Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Mountain America checking account offer?
Mountain America checking account is not an interest-bearing account.
What are the account minimums for Mountain America checking account?
Mountain America checking account does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
What fees does Mountain America checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $2.50 |
| Foreign Transaction Fee (Debit Card) | 1% |
| NSF Fee | $25 |
| Overdraft Item Fee | $25 |
| Overdraft Protection Fee (per transfer) | $25 |
| Returned Deposit Fee (Domestic) | $20 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $5 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $30 |
| Paper Statement Fee | $2 |
| Online Bill Pay Fee | $0 |
| Check Copy | $3 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $5 |
Does Mountain America checking account charge overdraft fees?
Yes, Mountain America checking account charges a $25 fee for every overdraft. You can get overdraft protection at a cost of $25 per transaction.What features and perks does Mountain America checking account offer?
This account includes the following features:
- Fraud monitoring - Mountain America checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Mountain America checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Mountain America checking account?
The customer support email for Mountain America checking account is macumail@macu.com.
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Message From Mountain America checking account
Contact
- Headquarters
-
7181 S Campus View Dr
West Jordan, UT 84084 USA - (801) 325-6292
- Visit Site
- Email Support
Other Services by Mountain America Credit Union
Availability
Available in 1 state
Utah
Availabile in all of Utah
Feature Breakdown
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
Mountain America CU MyFree Checking Community Reviews
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