Nationwide Advantage Checking

Nationwide Advantage Checking Review

Nationwide Advantage Checking is offered by Nationwide, a financial services company founded in 1926 and based in Columbus, OH. Nationwide Advantage Checking are available in 49 states (and Washington, DC).

Key Takeaways

• Higher than average APY. Nationwide Advantage Checking has an annual percentage yield of up to 0.9%, which is higher than the national average interest rate on savings accounts.
• $0 monthly fee. This account does not charge any monthly account fees.
• Up to $30 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States through Nationwide.
• Early direct deposit. Get access to you paycheck funds faster If you set up a direct deposit to this account.

Nationwide Advantage checking Pros & Cons

Nationwide Advantage checking FAQ

Are checking accounts from Nationwide federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Nationwide Advantage checking offer?

Nationwide Advantage checking offers an APY starting at 0.45% and ranging up to 0.9% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Nationwide Advantage checking?

Nationwide Advantage checking requires a minimum initial deposit of $50 to open an account.

What fees does Nationwide Advantage checking charge?

The good news is that this account does not have a monthly Service Charge.

Does Nationwide Advantage checking charge overdraft fees?

What features and perks does Nationwide Advantage checking offer?

This account includes the following features:

• ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $30.
• Fraud monitoring - Nationwide Advantage checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Get paid early - If you set up direct deposit with your employer and request this service, you can collect your salary early.
• Mobile Banking Services - Nationwide Advantage checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Nationwide Advantage checking?

The customer support email for Nationwide Advantage checking is consumerprivacy@nationwide.com.