San Diego County CU High Yield Checking
Would you recommend San Diego County CU High Yield Checking to your friends?
| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.05% - 0.07% (Verified 08/08/2022) |
| Monthly Fee | $0 - $15 |
| Minimum Balance to Avoid Monthly Fee | Starting at $25,000 |
San Diego County CU High Yield Checking Review
San Diego County CU High Yield Checking is offered by San Diego County Credit Union, a credit union founded in 1995 and based in San Diego, CA. San Diego County CU High Yield Checking is available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.07%.
- Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $25,000.
- Large minimum initial deposit. You need a minimum deposit of $5,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- Bill pay. Pay your bills to practically anyone in the United States through San Diego County Credit Union.
SDCCU checking account Pros & Cons
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SDCCU checking account FAQ
Are checking accounts from San Diego County Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does SDCCU checking account offer?
SDCCU checking account offers an APY starting at 0.05% and ranging up to 0.07% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $100.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 0.07% |
What are the account minimums for SDCCU checking account?
SDCCU checking account requires a minimum initial deposit of $5,000 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $5,000 |
| Minimum Balance to Avoid Monthly Fee | Starting at $25,000 |
| Minimum Balance to Earn APY | $100 |
What fees does SDCCU checking account charge?
This account charges a monthly service fee of up to $15.
| Description | |
|---|---|
| Monthly Fee | $0 - $15 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $2 |
| Foreign Transaction Fee (Debit Card) | 2% |
| NSF Fee | $30 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Returned Deposit Fee (Domestic) | $20 |
| Returned Deposit Fee (International) | $20 |
| Stop Payment Fee | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $5 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $5 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Paper Statement Fee | $5 |
| Online Bill Pay Fee | $0 |
| Check Cashing Fee | $3 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $5 |
Does SDCCU checking account charge overdraft fees?
Yes, SDCCU checking account charges a $30 fee for every overdraft. You can get overdraft protection at a cost of $5 per transaction.What features and perks does SDCCU checking account offer?
This account includes the following features:
- Fraud monitoring - SDCCU checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - SDCCU checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for SDCCU checking account?
The customer support email for SDCCU checking account is info@sdccu.com.
Message From SDCCU checking account
Contact
- Headquarters
-
6545 Sequence Dr
San Diego, CA 92121 USA - (877) 732-2848
- Visit Site
- Email Support
Other Services by San Diego County Credit Union
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $5,000 |
| Minimum Balance to Avoid Monthly Fee | Starting at $25,000 |
| Minimum Balance to Earn APY | $100 |
San Diego County CU High Yield Checking Community Reviews
Would you recommend San Diego County CU High Yield Checking to your friends?
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