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  Santander Bank Simply Right Checking

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Santander Bank Simply Right Checking
in Checking Accounts from Santander Bank · Member FDIC
Unaffiliated

Santander Bank Simply Right Checking

Unaffiliated
in Checking Accounts from Santander Bank · Member FDIC
Net Recommendation Score -50  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -50, equating to 2 on a 5 point rating scale.

-50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
(Verified 08/04/2023)
Monthly Maintenance Fee $0 - $10
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

Santander Bank Simply Right Checking Review

Santander Bank Simply Right Checking is offered by Santander Bank, a bank founded in 1857 and based in Boston, MA. Santander Simply Right checking is available in 50 states (and Washington, DC).

Key Takeaways

  • 0% APY. As with most checking accounts, Santander Bank Simply Right Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10.
  • No ATM fees. Santander Bank Simply Right Checking does not charge fees on ATM transactions within its network but there is a fee of up to $3 for out-of-network ATM transactions.

Santander Simply Right checking Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.

Santander Simply Right checking FAQ

Are checking accounts from Santander Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #29950). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Santander Simply Right checking offer?

Santander Simply Right checking is not an interest-bearing account.

What are the account minimums for Santander Simply Right checking?

Santander Simply Right checking requires a minimum initial deposit of $25 to open an account.

Santander Bank Simply Right Checking Minimums
Description
Minimum Opening Deposit Starting at $25

What fees does Santander Simply Right checking charge?

This account charges a monthly maintenance fee of up to $10.

Santander Bank Simply Right Checking Fees
Description
Monthly Maintenance Fee $0 - $10
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
Foreign Transaction Fee (Debit Card) 4%
NSF Fee $35
Overdraft Item Fee $35
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $13
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $13
Wire Transfer Fee - International (Outgoing) $40
Paper Statement Fee $3
Debit Card Replacement Fee (Standard Delivery) $30
Early Account Closure $0

Does Santander Simply Right checking charge overdraft fees?

Yes, Santander Simply Right checking charges a $35 fee for every overdraft.

What features and perks does Santander Simply Right checking offer?

This account includes the following features:

  • Fraud monitoring - Santander Simply Right checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Mobile Banking Services - Santander Simply Right checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Santander Simply Right checking?

The customer support email for Santander Simply Right checking is customerrelations@santander.us.

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Message From Santander Simply Right checking

Thanks for checking in. Choose the account that works for you. You'll like Simply Right® Checking if you’re looking for a simple checking account with an easy-to-waive Monthly Fee. 

Contact

Hours of Operation

  • Sunday 8:00am - 8:00pm
  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 8:00am - 8:00pm

Other Services by Santander Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $25
Monthly Maintenance Fee $0 - $10
(Verified 08/04/2023)
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
Foreign Transaction Fee (Debit Card) 4%
NSF Fee $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $12
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $13
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $13
Wire Transfer Fee - International (Outgoing) $40
Paper Statement Fee $3
Debit Card Replacement Fee (Standard Delivery) $30
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
  • Check Writing
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0%
(Verified 08/04/2023)

Santander Bank Simply Right Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -50, equating to 2 on a 5 point rating scale.

-50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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