Security Service FCU Power Protected Checking
Would you recommend Security Service FCU Power Protected Checking to your friends?
| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.05% - 0.79% (Verified 08/09/2022) |
| Monthly Fee | $0 - $6 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Security Service FCU Power Protected Checking Review
Security Service FCU Power Protected Checking is offered by Security Service Federal Credit Union, a credit union founded in 1973 and based in San Antonio, TX. Security Service FCU Power Protected Checking is available in 3 states across the USA.
Key Takeaways
- Higher than average APY. Security Service FCU Power Protected Checking has an annual percentage yield of up to 0.79%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1.
- Charges a monthly fee. This account charges a monthly service fee of up to $6.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. Security Service FCU Power Protected Checking does not charge fees on ATM transactions within its network but there is a fee of up to $1.50 for out-of-network ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Security Service Federal Credit Union.
SSFCU Power Protected checking Pros & Cons
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SSFCU Power Protected checking FAQ
Are checking accounts from Security Service Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does SSFCU Power Protected checking offer?
SSFCU Power Protected checking offers an APY starting at 0.05% and ranging up to 0.79% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 0.79% |
What are the account minimums for SSFCU Power Protected checking?
SSFCU Power Protected checking requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $100 |
| Minimum Combined Balance to Avoid Monthly Fee | $100 |
| Minimum Balance to Earn APY | $1 |
What fees does SSFCU Power Protected checking charge?
This account charges a monthly service fee of up to $6.
| Description | |
|---|---|
| Monthly Fee | $0 - $6 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
| Foreign Transaction Fee (Debit Card) | 0.9% |
| NSF Fee | $32.50 |
| Overdraft Item Fee | $32.50 |
| Overdraft Protection Fee (per transfer) | $2 |
| Returned Deposit Fee (Domestic) | $32.50 |
| Returned Deposit Fee (International) | $32.50 |
| Stop Payment Fee | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $61 |
| Paper Statement Fee | $3 |
| Online Bill Pay Fee | $0 |
| Check Copy | $0.25 |
| Check Image Service | $0.25 |
| Check Cashing Fee | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
Does SSFCU Power Protected checking charge overdraft fees?
Yes, SSFCU Power Protected checking charges a $32.50 fee for every overdraft. You can get overdraft protection at a cost of $2 per transaction.What features and perks does SSFCU Power Protected checking offer?
This account includes the following features:
- Fraud monitoring - SSFCU Power Protected checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - SSFCU Power Protected checking allows you to manage your money online or with a mobile app.
What is the customer support email for SSFCU Power Protected checking?
The customer support email for SSFCU Power Protected checking is serviceteam@ssfcu.org.
Message From SSFCU Power Protected checking
Contact
- Headquarters
-
16211 La Cantera
San Antonio, TX 78256 USA - (210) 476-4000
- Visit Site
- Email Support
Other Services by Security Service Federal Credit Union
Availability
- Colorado
- Texas
- Utah
Feature Breakdown
| Minimum Opening Deposit | Starting at $100 |
| Minimum Combined Balance to Avoid Monthly Fee | $100 |
| Minimum Balance to Earn APY | $1 |
Security Service FCU Power Protected Checking Community Reviews
Would you recommend Security Service FCU Power Protected Checking to your friends?
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