SoFi Checking Account

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SoFi Checking Account


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Where does SoFi Checking Account do business?

SoFi Checking Account is a financial institution based in San Francisco, CA. It was founded in 2011 and offers checking accounts services in 50 states (and Washington, DC).

SoFi Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if SoFi Checking Account were to fall into financial difficulties.

What APY does SoFi offer?

SoFi Checking Account offers an APY of 1% (APY stands for annual percentage yield, rates may change).

What features and perks does SoFi Checking Account offer?

This account includes the following features:

  • Mobile Banking - SoFi Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank.

What fees does SoFi Checking Account charge?

This account charges a monthly maintenance fee of $0.

SOFI CHECKING ACCOUNT Disclosure: Standard fees for ingoing and outgoing wire transfers (actual fees not yet announced)
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Fees
Monthly Fee
Paper Statement Fee
ATM Fee: In-Network
ATM Fee: Out-of-Network
Overdraft Protection Fee (per transfer)
Overdraft Item Fee
Early Account Closure
Returned Deposit Fee (Domestic)
Debit Card Replacement Fee
Online Bill Pay Fee
Foreign Transaction Fee (Debit Card)
Wire Transfer Fee - Domestic (Outgoing)
Wire Transfer Fee - International (Outgoing)
Wire Transfer Fee - International (Incoming)
Returned Deposit Fee (International)
Wire Transfer Fee - Domestic (Incoming)
List of Fees
Stop Payment Fee
Bank Account Features
  • Debit Card
  • Mobile Banking
  0% 5%

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