SoFi Checking Account

SoFi Checking Account

in Checking Accounts from SoFi


SoFi Checking Account


in Checking Accounts from SoFi

SuperMoney Net Recommendation Score +40% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

3 users recommend
1 user is unsure
1 user doesn't recommend
Cast your vote
Cast your vote

Would you recommend SoFi Checking Account to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Community Rating Mostly recommended
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $0
APY 1%
Number of Reviews 5

SoFi Checking Account Review

Where is SoFi Checking Account available?

SoFi is a financial institution based in San Francisco, CA. It was founded in 2011 and offers banking services in 50 states (and Washington, DC).

Is SoFi Checking Account insured by the FDIC

SoFi Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if SoFi Checking Account were to fall into financial difficulties.

What APY does SoFi offer?

SoFi Checking Account Rates and Terms
Rates Amount
APY 1%

SoFi Checking Account offers an APY of 1% (APY stands for annual percentage yield, rates may change).

What are the account minimums for SoFi Checking Account?

SoFi Checking Account does not require a minimum initial deposit.
SoFi Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $0

What fees does SoFi Checking Account charge?

This account charges a monthly maintenance fee of $0.

SoFi Checking Account Fees
Fees Amount

What features and perks does SoFi Checking Account offer?

This account includes the following features:

  • Mobile Banking Services - SoFi Checking Account allows you to manage your money online.
SOFI CHECKING ACCOUNT Disclosure: Standard fees for ingoing and outgoing wire transfers (actual fees not yet announced)
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Monthly Fee $0
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $0
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $0
Early Account Closure $0
Returned Deposit Fee (Domestic) $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $0
Wire Transfer Fee - Domestic (Incoming) $0
Stop Payment Fee $20
Bank Account Features
  • Debit Card
  • Mobile Banking
APY 1%

SoFi Checking Account Community Reviews


Would you recommend SoFi Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Checking Accounts