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  TCF Premier 62+ Checking

TCF Premier 62+ Checking

in Checking Accounts from TCF Bank · Member FDIC

Unaffiliated

TCF Premier 62+ Checking

Unaffiliated

in Checking Accounts from TCF Bank · Member FDIC

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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Highlights
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Monthly Fee $0 - $9.95
ATM Fee: Out-of-Network $3
Minimum Balance to Avoid Monthly Fee $200
APY (Annual Percentage Yield) 0.01%

TCF Premier 62+ Checking Review

TCF Premier 62+ Checking is offered by TCF Bank, a bank founded in 1923 and based in Sioux Falls, SD. TCF Premier 62+ Checking is available in 7 states across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.01%.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $9.95, but the fee is waived if you keep a minimum balance of $200.
  • $25 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions
  • Free bill pay. Pay your bills to practically anyone in the United States through TCF Bank.
  • Hard credit pull. TCF Bank may require a hard pull on your credit report to open a checking account.
TCF Premier 62+ Checking Pros & Cons
Pros Cons
  • Visa debit card
  • Interest bearing account
  • Avoidable monthly fee
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Low APY
  • Free paper statements
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in 7 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
TCF Premier 62+ Checking FAQ

Are checking accounts from TCF Bank federally insured?

Yes, your TCF Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does TCF Premier 62+ Checking offer?

TCF Premier 62+ Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

TCF Premier 62+ Checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for TCF Premier 62+ Checking?

TCF Premier 62+ Checking requires a minimum initial deposit of $25 to open an account.

TCF Premier 62+ Checking Account Minimums
Description Amount
Minimum Initial Deposit $25
Minimum Balance to Avoid Monthly Fee $200

What fees does TCF Premier 62+ Checking charge?

This account charges a monthly maintenance fee of up to $9.95.

TCF Premier 62+ Checking Fees
Description
Monthly Fee $0 - $9.95
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $37
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $37
Early Account Closure N/A
Returned Deposit Fee (Domestic) $20
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $35
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) $15
ATM Reimbursement Monthly Limit N/A

What features and perks does TCF Premier 62+ Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Fraud monitoring - TCF Premier 62+ Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - TCF Premier 62+ Checking allows you to manage your money online.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 7 states
  • Arizona
  • Illinois
  • Indiana
  • Michigan
  • Minnesota
  • South Dakota
  • Wisconsin

Feature Breakdown

Minimum Initial Deposit $25
Minimum Balance to Avoid Monthly Fee $200
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $9.95
NSF Fee $37
Overdraft Item Fee $37
Overdraft Protection Fee (per transfer) $10
Returned Deposit Fee (Domestic) $20
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $3
Bank Account Features
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • ATM Reimbursement
  • Interest Bearing Account
APY (Annual Percentage Yield) 0.01%

TCF Premier 62+ Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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