The Pennsylvania State Employees Credit Union Checking Account
in Checking Accounts from The Pennsylvania State Employees Credit Union
UnaffiliatedThe Pennsylvania State Employees Credit Union Checking Account
in Checking Accounts from The Pennsylvania State Employees Credit Union
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| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.05% |
The Pennsylvania State Employees Credit Union Checking Account Review
The Pennsylvania State Employees Credit Union Checking Account is offered by The Pennsylvania State Employees Credit Union, a credit union founded in 1997 and based in Harrisburg, PA. The Pennsylvania State Employees Credit Union Checking Account is available in 50 states (and Washington, DC).
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.05%, and you must keep a minimum balance of $500.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- No ATM fees. The Pennsylvania State Employees Credit Union Checking Account does not charge fees on ATM transactions.
- Up to $8 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through The Pennsylvania State Employees Credit Union.
- Hard credit pull. The Pennsylvania State Employees Credit Union may require a hard pull on your credit report to open a checking account.
The Pennsylvania State Employees Credit Union Checking Account Pros & Cons
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The Pennsylvania State Employees Credit Union Checking Account FAQ
Are checking accounts from The Pennsylvania State Employees Credit Union federally insured?
No, your The Pennsylvania State Employees Credit Union checking accounts are not insured by a federal insurance agency. This means that if The Pennsylvania State Employees Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does The Pennsylvania State Employees Credit Union Checking Account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
The Pennsylvania State Employees Credit Union Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.
What are the account minimums for The Pennsylvania State Employees Credit Union Checking Account?
The Pennsylvania State Employees Credit Union Checking Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
| APY Minimum Balance | $500 |
What fees does The Pennsylvania State Employees Credit Union Checking Account charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $2 |
| NSF Fee | $30 |
| Overdraft Protection Fee (per transfer) | $30 |
| Overdraft Item Fee | $30 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $5 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $10 |
| Check Image Service | N/A |
| Check Copy | $1 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Wire Transfer Fee - Domestic (Outgoing) | $10 |
| Wire Transfer Fee - International (Outgoing) | $10 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $5 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | $8 |
What features and perks does The Pennsylvania State Employees Credit Union Checking Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $8.
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - The Pennsylvania State Employees Credit Union Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - The Pennsylvania State Employees Credit Union Checking Account allows you to manage your money online.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
1 Credit Union Pl
Harrisburg, PA 17110 - (800) 237-7328
- Visit Site
Other Services by The Pennsylvania State Employees Credit Union
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| APY Minimum Balance | $500 |
| Minimum Initial Deposit | $0 |
The Pennsylvania State Employees Credit Union Checking Account Community Reviews
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