
Union Bank Freely Checking
Would you recommend Union Bank Freely Checking to your friends?
Community Rating |
Rating not yet determined |
Cashback Rewards | N/A |
APY (Annual Percentage Yield) | 0% |
Monthly Fee | $0 |
Minimum Balance to Avoid Monthly Fee | N/A |
Union Bank Freely Checking Review
Union Bank Freely Checking is offered by Union Bank, a bank founded in 1864 and based in San Francisco, CA. Union Bank Freely Checking is available in 50 states (and Washington, DC).
Key Takeaways
- 0% APY. As with most checking accounts, Union Bank Freely Checking does not pay interest.
- $0 monthly fee. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $1 to open an account.
- No ATM fees. Union Bank Freely Checking does not charge fees on ATM transactions.
- Up to $2 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through Union Bank.
Union Bank checking account Pros & Cons
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Union Bank checking account FAQ
Are checking accounts from Union Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Union Bank checking account offer?
Union Bank checking account is not an interest-bearing account.
What are the account minimums for Union Bank checking account?
Union Bank checking account requires a minimum initial deposit of $1 to open an account.
Description | |
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Minimum Opening Deposit | Starting at $1 |
What fees does Union Bank checking account charge?
The good news is that this account does not have a monthly Service Charge.
Description | |
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Monthly Fee | $0 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | Starting at $0 |
ATM Reimbursement Monthly Limit | $2 |
Foreign Transaction Fee (Debit Card) | 2% |
NSF Fee | $33 |
Overdraft Item Fee | $33 |
Overdraft Protection Fee (per transfer) | $10 |
Returned Deposit Fee (Domestic) | $6 |
Returned Deposit Fee (International) | $6 |
Stop Payment Fee | $30 |
Wire Transfer Fee - Domestic (Incoming) | $1 |
Wire Transfer Fee - Domestic (Outgoing) | $20 |
Wire Transfer Fee - International (Incoming) | $1 |
Wire Transfer Fee - International (Outgoing) | $45 |
Paper Statement Fee | $2 |
Online Bill Pay Fee | $0 |
Check Image Service | $3 |
Debit Card Replacement Fee | $0 |
Early Account Closure | $25 |
Does Union Bank checking account charge overdraft fees?
Yes, Union Bank checking account charges a $33 fee for every overdraft. You can get overdraft protection at a cost of $10 per transaction.What features and perks does Union Bank checking account offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $2.
- Fraud monitoring - Union Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Union Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Union Bank checking account?
The customer support email for Union Bank checking account is customer@unionbank.com.
Message From Union Bank checking account
Contact
- Headquarters
-
400 California Street 1st Floor
New York
San Francisco, CA 94104 USA - (800) 238-4486
- Visit Site
- Email Support
Other Services by Union Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Minimum Opening Deposit | Starting at $1 |
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Would you recommend Union Bank Freely Checking to your friends?
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