Where does Transformance do business?

Transformance is a credit counseling firm based in Dallas, TX. The company was founded in 1974 and offers credit counseling services to clients in 50 states (and Washington, DC).

What does Transformance do?

Transformance offers credit counseling services for the following types of debt:

  • Unsecured debt, such as credit card debt, personal loans and medical debt

What does Transformance charge?

Transformance charges a monthly fee that may vary. The max monthly fee is $50. Credit counseling service fees can vary by state or from one client to another so it's best to speak to Transformance directly to determine an accurate quote. 

Does Transformance offer a guarantee?

No, Transformance does not offer a money back guarantee.

Does Transformance perform its own servicing in-house?

No, Transformance partners with third party service providers who fulfill services to the clients they enroll.  

  • Non-Profit
  • Max Monthly Fee
  • Financial Education
  • Housing Counseling
  • Pre-Bankruptcy Counseling
  • Pre-Discharge Debtor Education
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