• Max Monthly Fee
  • Financial Education
  • Housing Counseling
  • Pre-Bankruptcy Counseling
  • Pre-Discharge Debtor Education
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They have not done anything for me I couldn't have done myself, and I've spent a ton more money than I would have had I just settled my debt and paid it myself. I was still required to spend hours on the phone with credit collection agencies on my own behalf, even though I am paying them fees monthly to act on my behalf. They open at 8am, yet if you call at 9:30 you will still get an automated message that you are calling "outside of normal business hours". ... They are also very little help when it comes to getting your credit straight, you will do that legwork yourself too. They seem more interested in collecting their fees than actually helping their clients. I wish I had not gotten involved with these people. More Less

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