• Max Monthly Fee
  • Non-Profit
  • Financial Education
  • Housing Counseling
  • Pre-Bankruptcy Counseling
  • Pre-Discharge Debtor Education
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Pioneer Credit Counseling offers counseling and education services ranging from credit and debt counseling to bankruptcy education, student loan and housing advisory services, information about the National Mortgage Settlement program and individualized debt management programs. As a nonprofit agency, Pioneer Credit Counseling does not charge a fee for the vast majority of its services. However, bankruptcy counseling and debt management programs are billed on a sliding scale according to the clients'' ability to pay. Maximum fees for bankruptcy education are $50 while fees for debt management programs range from $5 ... to $50 per month. Pioneer Credit Counseling is based in South Dakota, but its services are available to clients nationwide by email and telephone via toll-free number. Prospective home buyers can receive guidance through a Homebuyers Education class, while homeowners seeking to improve their financial circumstances can receive guidance about equity enhancement and reverse mortgages and distressed homeowners can receive assistance in foreclosure prevention, all free of charge. More Less

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