I started with Fortress Credit a little over 10 months ago, and while that may seem like a long time, they actually fixed the majority of my credit within the first 2-3 months.
I started with over 10 collections and 1 California state tax lien on my credit report with all 3 bureaus. I made a good faith offer to all of the companies that were on my credit report (even the ones I disagreed with) to pay them in full if they would delete the item off my credit ...
report and ALL of them refused.
After sending generic letters to all 3 credit bureaus disputing the accounts, I myself managed to get 3 accounts removed but still had 9 left that wouldn't budge.
I contacted Fortress Credit and spoke with David Michalek, who became my credit advisor for anything credit related. He went above and beyond to make sure I was doing things correctly to help my credit score.
After the first 2-3 months almost every collection account was removed from all 3 credit bureaus. The cost for me was very affordable (at the time of this writing, it was $115 per item, per bureau) and some people might think that's expensive, I still think it was a steal and would do it all over again in a heart beat. Their service is a "paid on performance" deal, so I don't pay unless they get something removed. There was a $300 setup fee which they said went toward the deletions, and if nothing got deleted was completely refundable. They also offered a monthly payment plan if many things got deleted in the same month (which I took them up on).
A little over 10 months later and every collection account has been removed for quite some time, I don't remember when the last one came off, and the only thing I have left is my tax lien on 2 of the bureaus. They got the lien off my Experian report which is the most important one anyways!! I am beyond satisfied with their service.
In the end, within a couple months my credit score went from the mid 500's to a peak of 762!!! (I did add myself as an authorized user on my parents card which also bumped my score).
I have since opened multiple new credit cards with high limits and instant approval. I was also approved for a $20,000 dental loan which I desperately needed.
My whole financial world has been changed because of Fortress Credit. have never had good credit my entire life. Now my bills are all on auto-pay now and I never miss any payments and I keep my credit card utilization below 10% to maximize my credit score. Lessons were learned and my life is permanently changed for the better.
Thank you Fortress Credit and all the employees there that have made my entire future completely different. Shouts out to Galen, David, Mellisa, Rondi, and every other employee there that has helped me. You guys are the best.