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    $99
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  • Licensed Legal Staff
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0 votes

Improve My Credit Credit Usa did exactly what their name implies. They improved my credit greatly and gave me information that is helping me maintain it. I have such a greater understanding of credit scores . They should be teaching it to high schools. In 4 months i got everything bad removed from my credit report.


0 votes

I could not be happier with the guys at Improve My Credit. I mean, seriously, they are awesome. I first sent a client to them with high hopes, and they exceeded every notion I had of them. All my clients have come back to me happy, and with improved credit. Great job, guys.


0 votes

I work in the financial field and I regularly refer my clients to Improve My Credit USA. I've been doing this for a quite some time now and every person comes back to me with good news. They always get good results, which in turn, help out my business because those clients are better off financially.


0 votes

I recently became a user of Improve My Credit USA and I have to say I am impressed. Customer communication is the best I have ever dealt with . I can reach them anytime 24/7 , either by phone , or live chat. And they keep a record of all conversations. They also informed me that some of the things that they remove from my credit report sometimes pop back up . In that case they will remove any and all that do at no charge.


0 votes

I have wasted way too much money with this company. My credit score even came out lower than it was when I went in. I can't believe they just send letters to creditors, but don't bother to research whether it will actually help or not. Go somewhere else and don't waste your money!


0 votes

I was devastated when the home of my dreams slipped through my hands because my credit needed to be 60 points higher! I am a single mom and I don't have a spouse on whose credit I can also count. Fortunately, I sought out My Credit USA and they were able to get my score to rise 75 points in just 4 months. Better yet, the house was still available, and now I'm typing this from my new home! My kids are playing in our own yard.


0 votes

The customer service here is AWFUL. I've tried contacting them SO many times and they always give me the same answer: “Someone will call you back”. Guess what? I have NEVER gotten a call back from any of them. Cannot stand lying customer service reps.


0 votes

I have a business relationship with Improve My Credit USA. I refer clients to them, and in turn, they provide excellent services to them. My clients are always very happy with the follow ups and outcomes. Very pleased with this company.


0 votes

This company looks at all aspects of your debt, which I really like, because I don't believe in a focused response to a problem. They note that great credit takes not only disputing inaccuracies and reducing debt, but also protecting yourself from identity theft and building the right kind of credit. This approach has helped me see my credit score go up substantially since using them.


0 votes

Nice comprehensive program that really gets the job done. Customer service is also really helpful and nice. I have seen a good increase in my score and some things have come off my report that should never have been there in the first place.


0 votes

It's not often that you can see an increase in your credit score so quickly and easily, but with My Credit USA that's what I saw. My score has shot up 50 points in just three short months. I am really excited and happy about it and looking forward to the next 50 points.

0 votes

Prominently featured on the Improve My Credit website are testimonials and five-star reviews. The website even includes a video describing how Improve My Credit's services reunited a father and son. Improve My Credit seeks to position itself as unique through its various guarantees – of accessibility and results, including an online help function that is staffed well into the evening hours. Concerning results, Improve My Credit is careful in its phrasing, promising that credit reports will be “100 percent accurate, 100 percent verifiable and within the time frames allowed ... to report.” The Improve My Credit website also includes a wealth of free information, including an offer to obtain a free workbook that reportedly outlines the methodology of the company's credit repair process. These free materials only partially offset the extremely high prices Improve My Credit charges for its services: a one-time $99 fee for proprietary credit repair software or full-service credit repair for an initial fee of $199 and a monthly fee of$99. Unlike several credit repair services, Improve My credit does not offer price breaks for couples who sign up for services together. More Less


0 votes

This company takes a multi-pronged approach to rebuilding your credit, which is the way to do it. Not only do they focus on getting bad things off your credit, they also help you build new and much better credit. This in my opinion is the absolute best method and company available for what can be a nasty job.


0 votes

I don't actually use this company for myself, but I've sent some of my clients over to them. Everyone raves about how great they are. Apparently, the process is smooth and easy. If I ever need credit repair, they will definitely be high on my list!

1 votes

I am a Home Mortgage Consultant and I met a customer who was looking to get prequalified to purchase his first home, his credit was such that it wasn't possible at that time. I gave my customer Improve My Credit USA'S phone number, he called them and was helped immediately! He was placed in the right hands to clear up the issues on his credit that were hindering him from purchasing. Many of the items that were negatively reflecting on his report have actually been removed from his report and ... his scores jumped substantially!! Needless to say this customer came back to me and is now just a few weeks away from closing on his first home! Happy Customer = Happy Home Mortgage Consultant!!! More Less

3 votes

After attempting to improve my credit on my own and then with a no name kind of company... I was referred to Improve my Credit USA... all I can say is WOW, and credit experiences are never that way... I was treated with respect and dignity. The service was incredibly fast and efficient. Gerson, my credit advisor was professional, he listened, and he got the job done... cannot ask for more. Great Company- glad I called.

2 votes

I would recommend anyone on a HEARTBEAT. The team is doing a great job for us. Everyone is very people person and very helpful. Miraily and Elida are always there when I need them. Thank you.

3 votes

I have seen dramatic improvements in my credit rating, now Im able to benefit from these changes by financing $200,000+ NEW home with an excellent interest rate! Please make note even thou I have a 4/2/2, I'm truly grateful to have this home...as an single mom!

About 20 years ago, I prayed for my DREAM home, and guess what? My PRAYER is being answered; they will start Construction very soon!!! I truly believe that GOD place Improve My Credit USA in my life to assist me with making my dream come ... true. I could not have done this without the services of your Improve My Credit USA..That being said, Im NOT finish yet, I will continue utilizing IMC until I get my credit score over 750+ goal!!

DON'T GIVE UP 5 MINUTES BEFOE YOUR MIRACLE!
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3 votes

I used this company for more than a year and followed the instructions to a T. By the end, my score was LOWER than when I started. Yes, they were able to remove a lot of junk items but the FICO score is the real reason to use a credit repair company. They just blindly fire off letters to creditors which seems to cause them to re-age the accounts in a negative fashion.

I can't count the number of times I asked to speak to someone who could answer a question ... and I was always told I would be called back right away. I was never once called back.

Do yourself a favor and research how to repair your own credit. I wasted well over $1000 on this company. Learn from my mistake.
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3 votes

This little company must write their own reviews. HORRIBLE EXPERIECE. NEED A TRANSLATOR TO UNDERSTAND EACH STAFF MEMEBER IF YOU DON'T SPEEK SPANISH. HERE IS THE REPLY TO ONE OF THE OWNERS AFTER I CANCELLED THEIR SERVICE;

I've asked my staff to forward your response to me so that I could respond personally as one of the owners of IMC USA.

#1. I asked Julia in billing to refund your last monthly billing. #2. Your billing, is 100% in compliance with state and federal law which requires the following: A. ... No advance billing. The initial setup fee that you paid is just that, a setup fee. The specific services rendered for this fee are outlined in the contract which you signed which has been reviewed by multiple attorneys to assure compliance with state and federal law. B. Monthly billing is for services rendered POST service, in accordance with state and federal law and this is stated plainly in the agreement which you signed. C. With over 4,000 clients served, there have been a total of 5 complaints filed with the BBB. Of these, 4 were for the exact claim that you have made and all four of those claims were closed by the BBB who have seen our contracts and know that we are in compliance with state and federal law.

Let me close with this Mr. ......... You have had an increase in your mid-scores of almost 80 points in the short 3 month span that you've been with us. Had you followed the advice (Building positive credit) given you by my more than professional and, as you acknowledged, courteous staff, your scores would likely be higher still.

You have called my staff liars, you have belittled them and frankly libeled them when you state, "cannot even speak good English" (Which, while grammatically correct, would be improved by stating, "Are incapable of speaking proper English") as each of them are fluent, college educated, bilingual, English speakers.

In my honest opinion, you represent a symptomatic problem with America in this key area: having received services exactly as outlined in the contract which you signed (apparently without reading the agreement), you then belittle those who have helped you with enough vitriol to merit a legal recourse and by a grace you will never know or acknowledge are gifted your money back for services you should properly have paid for simply because the company wants to avoid the hassle of legal action.

Were you to come and personally apologize to each of my staff and beg to be taken back on as a client I would deny you service.
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0 votes

I couldn't be more disappointed with this place. They are either very disorganized or just don't care. All I got from them was two follow up letters and some excuses. They really didn't do much for me. Heck, I'd go as far as saying they are a complete ripoff.


0 votes

I have been working with Improve My Credit USA for years now. I can honestly say that I love it! Not only have they really helped me out, they provide very simple instructions on my end. I have recommended them to some of the people I've worked with, too!


0 votes

I took a credit awareness class here at Improve My Credit and it was GREAT!! Super informative. I'm not a customer of their credit repair services yet, but this class gave me confidence in them. Can't wait to attend another!


0 votes

I stopped working with ImproveMyCreditUSA because I felt they weren't being diligent enough with the entire process. When I did cancel, I didn't get any sort of confirmation that I wouldn't be charged anymore. The only way I found out was when I tried to log in and I couldn't. Oh well.


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