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I owned a car but wanted a motorcycle too. I needed to take on a 2nd auto loan and had to improve my credit report first. Now i'm planning my first coast to coast motorcycle trip with my husband. I may need credit repair again by the time I get home LOL
When I moved to the US from Mexico I messed up my credit bad but they helped me get good.
I never ever expected to need credit repair until I discovered JUST HOW DIFFICULT it is to dispute mistakes on my credit score. Honestly, the big 3 credit companies are asinine to deal with.
I dont know how they do it but credit people took care of it. Sometimes it pays to pay for legal / pro service.
Great customer service and results. I trust them and you will too.
Got a 50 point bump. May use them again if i need a higher score.
Increased my score by 75 points. Life save and got a bogus eviction removed in the process.
This company rocks! I don't get some of the reviews I see here. I accidently threw away my first set of reports and they ordered me new ones for free. As soon as I followed their instructions, my scores went up over 100 points in less than 5 months.
The first month was great - they were able to remove 4 negative accounts from my credit report, so we paid for the 6 months in advance (I have a lot of duplicate medical debt that has been sent to collections when it shouldn't have been). After the first month, we stopped seeing any activity or getting updates. I sent an email month 3 to get an update or more information, and let them know if they didn't respond we would cancel. Instead of calling, they just canceled my account ...
(still no refund for the months of inactivity on their part).
DO BOT USE THESE THIEVES! I fell for their scam website. They call right away to make it seem like a real company then the scam starts. Nobody calls you back after the initial welcome call that I came to find out, is the same person that calls everyone. You have to keep chasing and chasing them, email after email, voicemail after voicemail all go ignored. So I called the BBB and they let me know their is currently a criminal investigation going on against this ...
company. I was referred to another number and learned of the investigation. I called them back to demand with the police on the phone to demand a refund and they stop charging my credit card. The girl then explained they are just a hired answering service for this "company" and they get flooded with the same complaints but they themselves have nothing to do with it and they can't make them call people back that they just relay messages and are supposed to act like they are the company. Are you freaking serious? I was referred to ic3.gov with a case number to reference and to provide my info as another victim. Can't wait til they put these crooks in prison. As a single mother raising two boys, the money they stole from us really hurt, almost six months of payments for nothing. The first month they sent disputes and a couple things came off. They then came back on the credit again which was a total waste. Then four more minutes maths of billing me and nothing down. SCAMMERS
boy, do they suck!!! Eight months of promises and pleads from them to give it more time, didn't move my credit score at all. An utterly complete waste of money. Save yourself some money and pass on these losers.
I recently used The Credit People and I'm very upset that I used them. They guarantee results within 45-60 days, and after three months of no changes on my credit report I cancelled with The Credit People. They disputed three of the six companies on my credit report, but nothing changed and The Credit People stopped contacting me. They did refund me the $59 that they were taking out for this month, but not for the other two months of $59 each. I might as well have flushed $118.00 down ...
I might go back to Lexington Law, even though they cost more they removed three disputes from my credit report within a month. I definitely do not recommend The Credit People, I don't know how they got decent ratings in the first place.
terrible and a rip off - don't waste your money.
I really do love this company. At first, I had a doubt but within a twinkle of an eye, my problem was solved. Great Kudos to the credit people.
They motivated my friends and they also are unto something good now. If any one has a minor credit score issue or other licences issues to be cleared at a very affordable and reasonable price, depending on the kind of job you are offering, you can reach out to IORBANK@TECK-CENTER.COM OR leave a sms on 601-980-0508. Thanks.
Personally I have a Great Experience with them, my credit is more than perfect, the only disadvantage with them is that they don't update the credit score on theirs system, but when I was checking my credit score on my credit card was like 760 and I didn't believed, because before it was like 560, now when I applied to buy a house the Financial guy confirm that my credit Score show 770 on the 3 bureaus, I am writing this review because I was like you trying to ...
figured out which should I choose. As I said This is my personal Experience. Daniel T..
They don't really do much. You have to stay on top of things all the time otherwise you wont hear from them. Everything they get taken off your report comes back on eventually. A waste of time.
Man I have called this company a number of times with complaints. First my score has dropped by 60 points, when I called them all they said was don't trust the consumer reports. Second they stated nothing has been done because they haven't received my reports that I was suppose to send in, but I informed them that I haven't received any credit reports from any credit company. I feel like I'm running in circles checking behind a company thats suppose to be helping me.
The review sites that give this place more than 1 star have to be fake. This place ruined my credit. Started with an experian score of 674 and 4 months later the credit people managed to get it down to 538. When I called them to ask wtf they had no reason. They offer a guarantee, but they do not honor it.
At first it was real easy working with these people except having to continue mailing my credit reports to them. They did remove some negatives from my credit reports, albeit some of them were about to come off themselves, but what got me ticked off was my credit got worse over 7 months because 4 of the company's they sent disputes to, charged off my accounts which lowered my credit score. I asked for a refund and they said they could only refund 1 month. meanwhile they got me for ...
8 months @ $59.00 per month. I would not recommend these folks to my worst enemy.
My credit was killing my chances of doing anything financially so I decided to give The Credit People a shot. They were really awesome with informing me exactly what the problem was and where to improve. In about a year, my credit looks better than ever. Thanks, Credit People!!
The Credit People states prominently on its website that its services are based on the staggering number of inaccuracies on credit reports, ranging from misspelled names to erroneously added bankruptcies. The website correctly points out that even errors that seem small can have a significant detrimental impact on your credit score. Like other credit repair agencies, The Credit People intervenes with creditors and credit reporting bureaus on your behalf, while providing you with advice and insider tips on how to obtain credit even if your credit is trashed. ...
There is also free information in the form of a blog maintained on the website. Where The Credit People differ from other credit repair firms is in price: its startup fee is a very low $19, with monthly fees of $59. This fee includes initial and ongoing credit reports and credit scores from all three major credit reporting agencies: TransUnion, Equifax and Experian. The Credit People also offers a 7-day free trial, which is not enough time to see results but does provide an opportunity to determine whether you wish to continue.
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