Features

  • Average Fee
    $59
  • Flat Rate Pricing
  • Money Back Guarantee
  • Licensed Legal Staff
  • Counseling
  • Credit Score Updates
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0 votes

DO BOT USE THESE THIEVES! I fell for their scam website. They call right away to make it seem like a real company then the scam starts. Nobody calls you back after the initial welcome call that I came to find out, is the same person that calls everyone. You have to keep chasing and chasing them, email after email, voicemail after voicemail all go ignored. So I called the BBB and they let me know their is currently a criminal investigation going on against this ... company. I was referred to another number and learned of the investigation. I called them back to demand with the police on the phone to demand a refund and they stop charging my credit card. The girl then explained they are just a hired answering service for this "company" and they get flooded with the same complaints but they themselves have nothing to do with it and they can't make them call people back that they just relay messages and are supposed to act like they are the company. Are you freaking serious? I was referred to ic3.gov with a case number to reference and to provide my info as another victim. Can't wait til they put these crooks in prison. As a single mother raising two boys, the money they stole from us really hurt, almost six months of payments for nothing. The first month they sent disputes and a couple things came off. They then came back on the credit again which was a total waste. Then four more minutes maths of billing me and nothing down. SCAMMERS More Less


0 votes

FRAUD! Report them to the Attorney General, IC3.gov, BBB, its a total scam! I've been charged by them for over 6 months and they did nothing but dispute a few things with no results. The other five months, nothing at all except stole my money. IC3 can get the FBI involved. Also report this scumbag (three man operation) to the FTC. After they are fined, they will end up in prison! I've asked for my refund which their policy promises, it's a lie. ... No refunds and can't get the charges to even stop. Be very careful giving these scumbags your social, I believe they sell the socials. They are also operating without the required licensing! More Less


0 votes

boy, do they suck!!! Eight months of promises and pleads from them to give it more time, didn't move my credit score at all. An utterly complete waste of money. Save yourself some money and pass on these losers.


0 votes

I recently used The Credit People and I'm very upset that I used them. They guarantee results within 45-60 days, and after three months of no changes on my credit report I cancelled with The Credit People. They disputed three of the six companies on my credit report, but nothing changed and The Credit People stopped contacting me. They did refund me the $59 that they were taking out for this month, but not for the other two months of $59 each. I might as well have flushed $118.00 down ... the toilet.

I might go back to Lexington Law, even though they cost more they removed three disputes from my credit report within a month. I definitely do not recommend The Credit People, I don't know how they got decent ratings in the first place.
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1 votes

terrible and a rip off - don't waste your money.

0 votes

I really do love this company. At first, I had a doubt but within a twinkle of an eye, my problem was solved. Great Kudos to the credit people.

They motivated my friends and they also are unto something good now. If any one has a minor credit score issue or other licences issues to be cleared at a very affordable and reasonable price, depending on the kind of job you are offering, you can reach out to IORBANK@TECK-CENTER.COM OR leave a sms on 601-980-0508. Thanks.


0 votes

Personally I have a Great Experience with them, my credit is more than perfect, the only disadvantage with them is that they don't update the credit score on theirs system, but when I was checking my credit score on my credit card was like 760 and I didn't believed, because before it was like 560, now when I applied to buy a house the Financial guy confirm that my credit Score show 770 on the 3 bureaus, I am writing this review because I was like you trying to ... figured out which should I choose. As I said This is my personal Experience. Daniel T.. More Less


1 votes

They don't really do much. You have to stay on top of things all the time otherwise you wont hear from them. Everything they get taken off your report comes back on eventually. A waste of time.


1 votes

Wow!!! Rated A+ by BBB. Just researching way to fix credit score and decided to look up The Credit People. A lot of bad reviews and I don't know why the BBB rating is so high. Many different corporations on the Better Business Bureau website with no rating at all or an average of C ratings. Idk sounds kinda fishy to me


1 votes

Man I have called this company a number of times with complaints. First my score has dropped by 60 points, when I called them all they said was don't trust the consumer reports. Second they stated nothing has been done because they haven't received my reports that I was suppose to send in, but I informed them that I haven't received any credit reports from any credit company. I feel like I'm running in circles checking behind a company thats suppose to be helping me.


1 votes

The review sites that give this place more than 1 star have to be fake. This place ruined my credit. Started with an experian score of 674 and 4 months later the credit people managed to get it down to 538. When I called them to ask wtf they had no reason. They offer a guarantee, but they do not honor it.


1 votes

At first it was real easy working with these people except having to continue mailing my credit reports to them. They did remove some negatives from my credit reports, albeit some of them were about to come off themselves, but what got me ticked off was my credit got worse over 7 months because 4 of the company's they sent disputes to, charged off my accounts which lowered my credit score. I asked for a refund and they said they could only refund 1 month. meanwhile they got me for ... 8 months @ $59.00 per month. I would not recommend these folks to my worst enemy. More Less


0 votes

I found working with the credit people to be super easy. It did take a lot longer than I thought it would, but hey, I think they did a good job in the end. My credit score is a lot better now and I only have them to thank. I have already recommended them to a few friends.


0 votes

I feel like I wasted too much time with this company, but they did give me my money back with a 100% money back guarantee. This is just not an efficient method of repairing your credit. I'm happy they refunded my money, now I can use it toward a better company.


1 votes

I realized that my credit score was not improving whatsoever and requested a refund from them. They never even emailed or called me back. They don't even have the courtesy to send me an email saying they don't do refunds. What a joke of a company.


0 votes

I am super busy and that takes a toll on managing my finances, so I needed some assistance with credit repair. They really took the reins and did everything for me. For the price of only $300, I was able to raise my credit about 70 points. Awesome! Couldn't be more pleased.


1 votes

After almost half a year, I expected a lot more from The Credit People. Their updates are showing that my credit has only been improved a little bit, and they are less than 10% of the way done with their process. It's taking way to long for them to make any progress.


0 votes

My credit was killing my chances of doing anything financially so I decided to give The Credit People a shot. They were really awesome with informing me exactly what the problem was and where to improve. In about a year, my credit looks better than ever. Thanks, Credit People!!


0 votes

Considering I have spent thousands with other credit repair companies, the Credit People are a bargain. I noticed that they worked slower than I was used to, but with their cheaper rates I can't really complain. They did pretty much the same thing as the other companies at a better price.


1 votes

I can honestly say that I feel like a number to these Credit People. I do not feel like a valued customer whatsoever. Whenever I email them, I get a generic email back, with nothing pertaining to my actual account. Very disappointed. I'd rather pay more and be valued.


1 votes

After emailing them multiple times, I have yet to hear back from anyone at The Credit People. I have already paid them a couple hundred dollars and I feel completely robbed. Nothing else is happening with my credit. It's like they've dropped off the face of the earth.


1 votes

In a year and a half with the Credit People, they've done nothing to my credit score. Even worse, when I questioned it, they told me they no longer were going to take me as a client. I guess that's for the better since they weren't doing anything for me anyway.

0 votes

The Credit People states prominently on its website that its services are based on the staggering number of inaccuracies on credit reports, ranging from misspelled names to erroneously added bankruptcies. The website correctly points out that even errors that seem small can have a significant detrimental impact on your credit score. Like other credit repair agencies, The Credit People intervenes with creditors and credit reporting bureaus on your behalf, while providing you with advice and insider tips on how to obtain credit even if your credit is trashed. ... There is also free information in the form of a blog maintained on the website. Where The Credit People differ from other credit repair firms is in price: its startup fee is a very low $19, with monthly fees of $59. This fee includes initial and ongoing credit reports and credit scores from all three major credit reporting agencies: TransUnion, Equifax and Experian. The Credit People also offers a 7-day free trial, which is not enough time to see results but does provide an opportunity to determine whether you wish to continue. More Less


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