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0 votes

My wife and I have been working with Joe Camacho for 5 months now and we couldn't ask for more. Joe did an amazing job cleaning up my wife's credit. He's up front and very honest from the start, he won't promise you the world just to sign you up for the program.

He truly does care about helping his clients. He will walk you through the procedure from A to Z, he will answer your emails and return calls promptly. That was our experience with him, what else ... could you ask for?

It really is a pleasure working with him. Contact him at (469) 563-3554 if you want to improve your credit.
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0 votes

Wanting to get out of outrageous rent prices, and put my wife and 3 kids in a permanent home. I searched for ways to fix my credit and as I was searching yelp, Google and other sites I kept coming across awesome reviews for Joe Camacho. So I called and he had the yellow brick road plan to get my credit score where I needed it to be. 6 months and over 10 deletions and score rose almost 100 points and rising. Joe was a straight forward, and listened to ... the needs of my family. Also I've gone pass the 6 month plan and he continues to provide advise for me to KEEP my scores where they need to be. Joe and his team are people I hope to invite to a house warming party soon! More Less


0 votes

Robert and his team is amazing! They have done everything to get what we needed cleared off of my husbands credit and he did it way faster then the people we went through before him who was just fucking our money from us. I am so glad that we found this company, if not we would have still been spending money on getting nothing done and we wouldn't have been able to own our home. Thank you! Thank you! Thank you!


0 votes

From 400's to 700's ..... yup yup , So , i dont know where to begin from , i dont know if this is gonna help someone make an informed decision ,i dont even know if people would read my complete review but i do I know this ,that it was the best decision i could have ever made in my life and i mean it from my heart

I first spoke with Misty Maxie from White jacobs about 6 months back in April - May, when i was denied for ... my first home loan because of my Credit Score being in the mid 500s and one in high 400's . Got to know about them though online reviews and made my first call . I spoke to Misty and she was very friendly and wanted to seriously help me ..... ofcourse i saw the fee involved and didnt know if i want to proceed so i sent an email back to her after which she called me to talk about the payment options which seemed so much more doable . Long story short , we started working on my case as partners and she always said that we are in this together , which to be honest with you guys was really really comforting . Yes we went through the 4 rounds , i did my part by sending her the letters i would receive and she did hers . The Result : In Mid Sep , after the thrid round was up , we pulled up my credit report and my score was above 700 for all 3 Bureaus . YES she removed 99 % of all inaccurate things from my credit report and made my score get high.... Like way higher than i ever could have expected . Recently applied for 2 credit cards and got a total of close to 15k in credit line for the first time in my life .

Do YOURSELF a favor and call Misty at

(972) 330-2868 Ext 109 and know that she will truly help you when she says she will . Trust her and she will make the change happen.

Thanks a lot Misty .
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12 votes

Thank you so much Tyler Gregory (from White, Jacobs and Associates) for all your help with my credit repair process. Highly recommended. First I was anxious to see some movement in my credit score, but it takes awhile (especially if there is a lot of negative information to clean and there are high balances spent on credit cards), so it is important to stay patient! Tyler is very responsive and professional with his advice. It was exciting to see my credit score to go up! Thank you Tyler for ... making impossible possible! I will definitely recommend White, Jacobs and Associates to all my friends and customers who need credit repair service. You can call Tyler @ 405-973-8464 More Less


12 votes

I really appreciate Whites and Jacobs for that hard work they did to help improve me and my husband's credit. If you need help with getting to a better place with your credit, reach out to Tyler Gregory (405-973-8464. He will take good care of you.


5 votes

I don't even know where to begin. Like others I was super skeptical about enrolling and putting my trust in a " credit repair " company, because like many others ... I have heard so many horror stories. But after reading some awesome reviews about White Jacobs I decide to take a leap of Faith and go for it. (& let's just say I'm pissed that I didn't take that leap sooner ) I signed up and received a call from my now Savior , "Brian Quinn". From the ... first day he called me he was so patient , kind , and EXTREMELY knowledgeable. This guy really knows his stuff. He gives you a very in depth understanding of these credit bureaus, the laws , and how they operate. The initial Call was about an hour and a half and he went into extreme detail explaining to me how it works and what steps we have to take. His customer service is really outstanding. He answers all your questions thouroughly and he is always availed to talk if you need anything. This is my first time ever writing a review online for a company but I am so amazed at how awesome this company is and how amazing Brian is. I have not even been a member for 30 days and just today I received a letter in the mail from EXPERIAN stating that NINE , YES 9! Things have been removed from my credit report. ( collections , late payments , inquiries , etc ). White Jacobs *Brian Quinn* is AWESOME! Thank you so much! You guys have saved my life! Give these guys a try. You will NOT be disappointed! Thanks Brian! More Less


5 votes

I have been working with the company for a few months and so far I am pleased with the results. At first I was a little skeptical about credit repair companies and the cost was more than I would normally spend on anything but my score is constantly climbing. Steve Tansey has been AWESOME throughout the process! He has answered all of my questions and broken down the process down into terms I can understand. Hopefully I will be in my new home in no time!


14 votes

This company is incredible! I have tried other companies in the past to delete some difficult negative items without luck. Steve Tansey was able to have the items completely removed. I can not say enough great things about the customer service, knowledge and experience of the staff of this firm.

14 votes

Joe Camacho is AWESOME!!! I am a Licensed Real Estate Broker and a Licensed Real Estate Instructor in the State of Texas. I wanted to increase my own score and actually use a service prior to recommending it to any of my clients and associates. I began working with Joe Camacho and his team late February. I wanted to see if it was really possible for my scores to increase since I had very little increases in the past year after being diagnosed with Ovarian Cancer and medical ... bills begin to pile up. Today is May 27th and my TransUnion Score has increased 101 points, My Experian has increased 67 points, and my Equifax score has increased 64 points.

Joe Camacho has surpassed my six month goals in less then 100 days. I applied for a credit card with my credit union today and I was immediately approved for over $23,000!!!! I was ecstatic. I am absolutely amazed with the professionalism and service Joe has provided.

Joe has done an absolute AMAZING job and I appreciate him so much.

I want anyone who is reading this to know you can improve your situation no matter how tough it may seem. There is always a solution to every problem. Creating a solid foundation with credit is extremely important. If you want to purchase a home and your credit score is stopping you please call Joe Camacho!!

I will highly recommended Joe Camacho to all of my clients who need to start over, grow their credit, or just need a good boost in their credit score.

Call him!! Joe Camacho (972) 231-0452 Ext. 114
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14 votes

Thank you Tyler Gregory! I was so skeptical at first, but now as we near the 6 month mark of working together, my credit score has improved dramatically with all three bureaus. My journey to home ownership has taken a big turn for the better thanks to your hard work. If you ever find yourself in a position where you need help with improving your personal credit score - I would highly recommend getting with Tyler (405)973-8464.


15 votes

What can I say, awesome experience! I was a little skeptical at first, but Tyler Gregory kept his word, he made a believer out of me! My credit has improved tremendously! I'm finally able to purchase my first home amongst other things! Tyler stayed on it and followed-up with me every chance he got! I would recommend him to anyone, he gets results and he makes every experience rewarding!


14 votes

I don't normally review things, but this one is worth it. I have been considering bankruptcy after my medical conditions have prevented me from working. I am a disabled veteran and unfortunately just couldn't keep up with bills after I started having seizures and lost my job. Long story short... I have been working with Tyler Fortenberry for 30 days... only 30 DAYS and I have seen several deletions and my score for at least one bureau has jumped 56 points. If you're reading this and skeptical... DON'T BE! ... It works, and you can look me up on facebook (www.facebook.com/james.renfro) I'm a real person, I don't have any connection to White Jacobs and Associates other than being a customer that is happy.

Anywho, ask for Tyler Fortenberry, tell him James Renfro sent you and he will take very good care of you. He's taught me so much on how to use credit and rebuild it the right way.
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15 votes

I had been searching the internet for some kind of help with my awful credit and came across White Jacobs and Associates. Thank goodness Tyler Gregory (405) 973-8464 called me back! Tyler has been honest, swift and efficient in delivering RESULTS! I am definitely impressed and very grateful to Tyler for restoring my credit and enabling me to move forward in life! His integrity is impeccable and he genuinely cares. I would highly recommend Tyler (and in fact I have and continue to do on a consistent basis) for your ... credit repair needs! Give Tyler Gregory a call at (405) 973-8464 and see what he can do for you! More Less


15 votes

I recommend anybody with bad credit or many collections to join the program I've been with them for one month and they got 90% of collections deleted from my credit report I'm very pleased . Went from 400's to 700's in a month thank you for helping Tyler your amazing .


13 votes

I am very pleased with what has been accomplished regarding my credit. Your company has been a great asset in helping us rebuild our credit, our credit score has increased with your help and it wouldn't have been without your support team, we greatly appreciate all that you have done without your help we would still be struggling and not knowing how to repair this. James Brown does an excellent job following up and educating my wife and me about the program and our credit. We start the program ... 2 months about and I have 13 items and my wife has 9 deleted from our credit within 2 month. James you are the best thing since “Slice Bread”….. We are blessed to have you working with us. Again thanks for all your doing and continue doing, we are glad that we were referred to your company for the help we needed More Less

19 votes

I felt so defeated at one point because a few financially tough months led to a harsh impact on my credit score. I'm still in my 20's so the last thing I wanted was bad credit at such a young age (I actually never want bad credit). I was online looking for help and after reading positive reviews, I decided to go with White, Jacobs and Associates. I was partnered with Brian Quinn who was very upfront and direct about how the process worked and if he felt he would ... not be able to help me, he would let me know immediately and not waste my time. Luckily, Brian was able to help me. I started this process in January and as of today my credit score has jumped up over 200 points!! Brian has been amazing to work with. He's very responsive, very knowledgeable and I even referred some to him who is now working on their credit and they're just as pleased! I don't think you'll find anyone better than that and I appreciate Brian for his commitment to help me gain financial freedom again and will continue to share my positive experience with those around me. THANK YOU, BRIAN !

P.S. If there's anyone who is reading this and is in need of help with this credit! CALL BRIAN! 214-620-4713. One phone call will change your life!
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18 votes

Joe Pirazzlo was amazing to work with! He was helpful and quick to respond to questions. Our scores increased by 100 points in one month. We couldn't be happier.


16 votes

When I started with Steve last year my credit was a mess! But Steve and his experience with the credit and debt business had great advice. He knows what he is doing. He was there all along the process and followed up on a regular basis.Do what he says and you will get results. My credit is now in great shape and currently shopping for a home. I highly recommend Steve and the White Jacobs team!

18 votes

We are absolutely over the top satisfied with the results achieved from using White, Jacobs & Associates! Steven Tansey, our Consumer Credit Analyst was fabulous and treated us so well! He and the team of lawyers worked for us! There was a lot of incorrect and inaccurate information on my husbands credit report when we started, and by the end, 99.9% of all dings on his report have been totally removed! It's truly a miracle!! We are beyond satisfied and highly recommend using them!


16 votes

I posted a review earlier about Aerin Lucas at White Jacobs & Associates. but somehow missed the star rating she is by far 5 plus stars!! call Aerin Lucas at White Jacobs today!!


15 votes

So far Aerin Lucas has been awesome, guiding me the best way to a better credit score.. It takes some time for things to happen, but all in all I would definitely recommend Aerin Lucas to assist with credit advice and repair. White Jacobs & Assocites by far beat out all other credit repair services/ companies. Make your call today! I did, I only wish I did sooner!!


20 votes

Tyler Gregory is the absolute BEST!!! We came to him with a very low credit score & he was able to get our score high enough to purchase our first home!!! His compassion & dedication are incredible. We couldn't have done this without him!!! Top notch guy!!

19 votes

Thank you very much Joe Camacho!!!! I am very happy I found White Jacobs when I did. I had scoured the internet looking for companies that could help fix my credit score the right way. I came upon quite a few different companies and a lot of bad reviews of those companies. A lot of customers out of the money it cost for the service and still had bad debt/credit scores. I found reviews for White Jacobs, I searched and found that almost 99% was all positive and anything ... negative was based upon customers not doing as they were instructed by their credit adviser. I kept seeing the name Joe Camacho in a lot of the reviews so I requested that he contact me. I have been working with him for a little over 4 months and started with a credit score in the low 500's I am currently in the high 600's and have had almost all my bad/old debt removed. I was just able to apply for a credit card and instantly was approved. I am truly grateful to Joe and White Jacobs for their incredible service and advice. Not only is Joe helping repair my credit but he is also guiding me on how to not end up back where I started and I have learned a great deal from him. If you are serious about repairing your credit and getting back on the right track, I definitely recommend contacting them. I am so glad that I did. You can reach Joe Camacho @ 972-231-0452 Ext. 114 More Less

18 votes

Let me first start off by saying I never review anyone but the experience I have had with Tyler Gregory and White, Jacobs and Associates I can't not share. I was referred to Tyler by my loan processor in preparation to buy a home. Now initially when I was told to contact him because it could be life changing and a great investment for my future. I took that with a grain of salt. Tyler called me a few months later since I never reached out and I am so ... glad that he did. Since the day I trusted Tyler with repairing my credit I have had 22 deletions and went from the low 400's to Mid 600's. I am still in awe at my results. I never would have thought in a short period of time that I would have this much success. Mind blowing! It has only been 5 months and I am excited to see what my credit report and scores will look like in a few more months. If you are considering repairing your credit you will not be disappointed with Tyler and White, Jacobs and associates. All you have to do is let them speak with you. Allow them to review your information and see how they can help you. If they can they will go above and beyond and if they can't (which I doubt) well hey at least you took steps towards knowing. Tyler has been phenomenal since day 1. I never have to worry about whether or not he will keep me posted or if I will see results. He has given me a peace since the day I met him reassuring me all the way. I'm so grateful that I was referred to him. My life has changed for the better. Give Tyler Gregory a call 405-973-8464 and let him see how he can help you too. More Less

19 votes

I have only been through the 1sst stage and I have seen amazing results!!! I have heard a lot of negative things about credit repair companies but this is definitely a great one! Tyler Gregory is my credit analyst and his customer service is impeccable! I can call, text, or shoot an email at any time and I always receive a rapid response. He has definitely been wonderful to work with. I was referred to him by a coworker who refers him to our clients and i will be doing ... the same in the future! I am so grateful that I have found this company!!!

CALL TYLER GREGORY 405-973-8464
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25 votes

WJA and Joe Comacho are the absolute best! I started working with him January 2015 and was able to have a home built (took 6 months) and closed on November 12, 2015!! If you're looking for professionalism, competence, quality and results you can't go wrong with Joe!

24 votes

I couldn't be more happier with the results and service Joe Camacho and his team have provided! They took my credit score from not even reporting with credit bureaus to 775 with one of them in 6 months.


20 votes

I was referred to White, Jacobs & Associates by a Mortgage lender, and I have nothing but goods things to say about them. I was contacted by Hugo Erives, who took the time to explain everything to me in detail. Hugo answered all my questions and he is always available if I need clarification on any issue. I am very satisfied with my results so far, and I know I am on the right track to purchasing a home in the upcoming year. Thanks Hugo, ... you are the best. More Less

26 votes

I had no idea what to expect when I contacted Aerin Lucas to discuss my financial options for getting into a new home. I was pleasantly surprised to find that she was extremely caring and down to earth about the reality of my situation. She asked a lot of questions, and got to the root of my needs. At first I was skeptical of going as in depth as needed with her but she really took the time to explain the process and how the results would affect my ... credit. I am thrilled to say that she has given me the best customer service and credit repair service the industry has to offer and I recommend her to all of my family and friends looking to buy a home or simply improve their credit ratings. Aerin Lucas and White Jacobs and Associates are truly remarkable. More Less

26 votes

I was a little hesitant about moving forward with White , Jacobs & Associates. I went ahead and starting the process and I have no regrets about my decision. I've been working with Tyler Gregory for almost 2 months and I have seen positive results with my credit. I still can't believe the improvement! Tyler has been professional and is always available to answer any questions I have. I appreciate everything Tyler has done!

26 votes

White, Jacobs & Associates provided a wonderful and seamless experience. As a college student I acquired quite a few dings on my credit history and Joe Camacho came to the rescue. I am very busy now after graduation and did not have much time to handle this myself. Joe provided a seamless experience that required little to no effort from my end. I was able to go about my business while these magicians of credit repairing performed their sorcery and literally brought my score up 90+ points with total deletions ... of negative dings. I would definitely recommend this to anyone struggling with their credit and don't want to hassle with collection companies. This is a great investment and well worth it. Thanks again guys and a much great thanks to Joe Camocho!! More Less


26 votes

Brian Quinn is AMAZING! He's help me repaired my credit within a 2 1/2 months and has done everything he said he was going to do. He's upfront with me and tell me if I do my part and followed through with everything he said, my credit would be repaired and I would be able to own a house, which was my dream.

25 votes

White, Jacobs & Associates has basically saved my credit life! Joe Camacho is fantastic. He is always available to answer any questions I have and takes the time to explain every detail. Joe has worked hard to help me repair my credit so I can buy the house I need for my family and has gone above and beyond to educate me about credit. THANK YOU JOE!!!


25 votes

Tyler Gregory is the man!!!!!!

I will be very honest I had my doubts at first, because you always hear this credit company is good and then after you paid them nothing happens, then they say it takes time, then they need more money. Tyler will tell you I gave him the blues but I will tell you he has did some major deletions within only 36 days!!!!!! That's right 36 days, I didn't believe it either, I am on my way to that brand new home!!!!! Trust Tyler, he is ... the man!!!!! I promise!!!!!! More Less


25 votes

was very hesitant on starting with white Jacobs but after talking to Brian Quinn all that changed. he was very informative on all steps and what it was going to take for me to get my credit score healthy. just like a doctor he analyzed me then went to work on a diagnosis and I must say I am happy with the outcome. I would highly recommend White Jacobs to any body suffering with bad credit.

25 votes

Let's see where should I start? I am a single mom, working full-time, going to school full-time and have 2 awesome boys. Money is very tight raising two boys. I wanted to get my credit repaired but was very afraid of trusting the right person. My best friend Stephanie Chase used Joe Camacho recently to clean up her credit to be able to buy a house. Joe is also a old friend from high school. I was eager to use Joe but was afraid to spend the money on this. ... Finally after talking to Stephanie over and over and talking to Joe several times I was ready to commit to doing this. I hate spending money but I also knew it was costing me more everyday to keep the delinquent records on my credit. I called Joe told him I was ready he walked me through it step by step what to expect and the things I had to do. (Which is very little) He explained to me about my options and he was very upfront with how much this was going to cost and what our goals were with my credit. He spoke with his team and came up with the best plan that would help benefit me. A year later what can I say I am VERY happy with the choice I made on trusting Joe and going forward with White Jacob & Associates Inc. He has always been very fast at getting back to me via email or even calling me back. He would also make arrangements to talk to me about my account frequently through this whole process and keep me up to date on what was all going on. Joe Camacho will go out of his way to get things taken care of and the right way! I will say he puts about 500% effort in everything he does for you. I started out with $31,202.00 in collections & a $961.00 public records judgement against me in Tarrant County. I had a REPO on my credit and also had TWO mortgages on my credit even though I got divorce and signed a deed over for my house it STILL was on my credit. :( I also had 13 Negative Derogs on my Experian, Equifax had 15 Negative Derogs and also Transunion had 15 Negative Derogs on my credit. NOW i have 1 Negative Derog on my Experian, 2 Negative on my Equifax and 2 Negative Derogs on my Transunion. Joe has also SAVED me a TOTAL of $26,374.00 on my credit. He has been able to DELETE the REPO, get BOTH mortgages off which was also a FORECLOSURE on my credit, deleted the judgement from Tarrant County. He is still working on my credit to this day trying his best to get one more item off my credit. I have faith he will get it done. I would recommend to use JOE CAMACHO you will be very pleased of the services him and his team provides to you. Please ask for Joe ;) More Less


25 votes

Tyler Gregory gave me great results on all 3 bureaus and would highly recommend him. His number is. Tyler Gregory gave me great results on all 3 bureaus and would highly recommend him. His number is. ( 405-973-8464)

27 votes

I was hesitant of working with White, Jacobs & Associates at first but Joe Camacho had already really helped out my husband. I saw the positive results and then when it was my turn he reassured me that this was really going to help and that my information would be safe. After a few months my credit score jumped into the over 100 points and then kept going. It was time to apply for my credit card and I got approved for $10,000 because my credit was EXCELLENT!!! This is ... after trying to get approved for lines of credit for years and years and always being declined. Thanks to Joe, we have the credit and flexibility our family needs to buy a new home and a new vehicle for my husband!! More Less

26 votes

As a Financial Business Manager for professional athletes, I've found the simple education of credit and the "know how" are essential to their financial careers. With that being stated, we all know, life is the most reliable source of education. When life and calamity found its way into my credit file, "life"' or in this case JOE CAMACHO was my most reliable source of credit education. He was not only able to pull me out of a credit disaster while educating, but also saved me money in every aspect ... of interest accrual accounts. I will forever be in DEBT to Joe Camancho. He is now an individual I can truly rely on for not just myself but for all my clients when facing such credit issues. He is always a phone call away and continues to reach out to me til this day almost a year after the calm of my credit storm. Joe has stayed true to his statement of me "being a client for life." Joe's credit acumen allowed me to secure an account, in which I was able to outwardly express my dying love for my now life partner and join us in holy matrimony!!! Thanks Joe for all you did and continue to do, words cant even express the feeling. Not even an emoji!! More Less

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