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Nav

in Credit Monitoring Tools from Nav

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Nav

Unaffiliated

in Credit Monitoring Tools from Nav

SuperMoney Net Recommendation Score +29% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

11 users recommend
0 users are unsure
6 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Max Monthly Fee $49.99
Identity Theft Insurance? Yes
Triple Bureau Credit Monitoring? Yes
Number of Reviews 17

Nav Review

What is Nav?

Nav is based in South Jordan, UT and was founded in 2012. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as Nav.

How much is Nav?

Nav charges a monthly fee that ranges from $0 up to $49.99.

Does Nav offer free credit monitoring services?

Yes, Nav offers free credit monitoring services. However, it also offers premium credit monitoring services.

Does Nav offer a free trial?

Yes, Nav offers the option of a trial for a nominal price. However, check the terms of the trial. Usually, trials require a small fee and auto-renew into a full membership after the trial period.

How accurate is Nav?

Nav is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

Nav offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

Nav offers access to the credit reports mentioned below.

Credit Bureau Reporting Options
  • Experian
  • Other
  • Equifax
  • TransUnion
  • Credit scores also vary depending on the model used, such as Vantage or FICO 8. Nav gives you access to your FICO score, which is the model most widely used by lenders.

    How often does Nav update?

    Nav allows you to check an updated version of your credit report monthly.

    What features does Nav offer?

    There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features Nav offers.

    Nav Features
    Description
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    • Other
    Credit Monitoring Features
    • Credit Change Alerts
    • FICO Score Available
    • Free Credit Monitoring
    • Online Credit Education
    • Triple Bureau Credit Monitoring
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Restoration Support
    • Identity Theft Insurance
    • Identity Theft Monitoring

    Does Nav offer identity protection?

    Nav offers the following identity protection service.
    Identity Protection Options
    Supported Options Unsupported Options
  • Identity Theft Insurance
  • Identity Theft Monitoring
  • Identity Restoration Support
  • What is the identity theft insurance limit?

    Nav offers a maximum coverage for identity theft of $1,000,000.

    Does Nav help with fixing credit report errors?

    No, Nav does not help with credit report error disputes.

    Does Nav help you put a credit freeze on your credit report?

    No, Nav does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

    How to contact Nav?

    The easiest way to contact Nav is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.

    How to cancel Nav?

    To cancel your Nav account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join Nav?

    1. Visit the Nav website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, address, annual income, and source of employment.
    3. Check the information is accurate and submit your application.

    How does Nav compare to other credit monitoring companies?

    Pros & Cons of Nav
    Pros Cons
  • Offers access to the data of multiple credit bureaus.
  • Experian's credit report.
  • TransUnion's credit report.
  • Equifax's credit report.
  • FICO Score available.
  • Free credit monitoring.
  • Access to all three national credit bureau reports.
  • Provides identity protection.
  • Will not help with disputing errors on your credit report.
  • Will not help you with freezing your credit report.
  • No free trial available.
  • Does not allow you to check your updated credit report anytime you want.
  • SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    About Nav

    Feature Breakdown

    Monthly Fee $0 - $49.99
    Max Monthly Fee $49.99
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    • Other
    Credit Monitoring Features
    • Credit Change Alerts
    • FICO Score Available
    • Free Credit Monitoring
    • Online Credit Education
    • Triple Bureau Credit Monitoring
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Restoration Support
    • Identity Theft Insurance
    • Identity Theft Monitoring
    Access to Credit Report  
    FICO Score Available  
    Online Credit Education  
    Triple Bureau Credit Monitoring  
    Identity Theft Insurance Limit $1,000,000
    Fix Credit Report Errors  
    Identity Theft Insurance  

    Nav Community Reviews

     

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