Features

  • Max Monthly Fee
    $30
  • No Monthly Fees
  • Fix Credit Report Errors
  • Identity Theft Insurance
  • 3-Bureau Credit Monitoring
  • FICO Score Available
  • Online Credit Education
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0 votes

They offer a wide variety of very useful services. I like how you can get your scores, get alerts about your credit and identity and that you have identity theft protection. The scores that you get from them are from all three credit bureaus, so that is also very helpful.


0 votes

I like the fact that this place gives you access to all three credit bureau scores. This shows you what is going on with your scores so that you can make changes if necessary. They also give you immediate email alerts if there is any activity with your social security number, etc. I am glad that I signed up.


0 votes

The insurance score tool on the website really blew me away. I had no idea how I looked as an insurance risk to potential insurers. It tunrs out that I am a good insurance risk, but I wouldnever have known if I hadn't looked into it on the site.


0 votes

Lots of cool tools on the site, such as their credit score predictor. This tool lets you try out different credit scenarios so you can see how they affect your credit score. By seeing this you can know what factors affect your score and what don't and then what to do about it.


0 votes

This is like other sites that charge, like I saw mentioned here. So beware. They have a trial period and they will charge you after that peirod is over if you don't cancel. If you do want to cancel, they have specific instructions as to how to do so and when, so follow the rules.


0 votes

I know people complain about the fact that this place charges, but I can only say that people have to make money! That being said, I am glad that I went to them, because I've found it really useful to have access to my credit scores. Rather than worrying about the charge, if you can afford it, look into how you can use it to get your credit in order.


0 votes

Make sure to cancel this service soon after starting it if you don't want to keep it and get a monthly service charge! Otherwise the site works really well, and I really like all of the services they have availablle. I am going to keep my membership, because I'm getting so much out of it.


0 votes

This website is pretty easy to navigate. I didn't have too many troubles loggiing on initially and dealing with all that needed to be dealt with so that I could get my credit score and monitoring. The member dashboard is pretty thorough and easy to understand.


0 votes

This site might say free, but it is not free to get your score from them. You sign up for a 7-day trial when you sign up to get your score. If you don't want it, it's important that you cancel it in time, or you will be charged. Otherwise, I did get my score.


0 votes

I like the fact that this company monitors all three credit bureaus. I've been with other companies that only monitored one and I always felt as if this was inadequate. I know from comparing my three reports that they can be quite different depending on the monitoring company.


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