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LifeLock

in Credit Monitoring Tools from LifeLock

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LifeLock

Unaffiliated

in Credit Monitoring Tools from LifeLock

Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Max Monthly Fee $26.99
Identity Theft Insurance? Yes
Triple Bureau Credit Monitoring? Yes

LifeLock Review

What is LifeLock?

LifeLock is based in Tempe, AZ and was founded in 2005. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as LifeLock.

How much is LifeLock?

LifeLock charges a monthly fee that ranges from $8.99 up to $26.99.

Does LifeLock offer free credit monitoring services?

No, LifeLock does not offer free credit monitoring.

Does LifeLock offer a free trial?

No, LifeLock does not offer a free trial.

How accurate is LifeLock?

LifeLock is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

LifeLock offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

LifeLock offers access to the credit reports mentioned below.

Credit Bureau Reporting Options
  • Experian
  • Equifax
  • TransUnion
  • Credit scores also vary depending on the model used, such as Vantage or FICO 8. LifeLock does not give you access to your FICO score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.

    How often does LifeLock update?

    LifeLock allows you to check an updated version of your credit report monthly.

    What features does LifeLock offer?

    There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features LifeLock offers.

    LifeLock Features
    Description
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Monitoring Features
    • Credit Change Alerts
    • Dispute Help
    • Mobile App
    • Triple Bureau Credit Monitoring
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Restoration Support
    • Identity Theft Insurance
    • Identity Theft Monitoring

    Does LifeLock offer identity protection?

    LifeLock offers the following identity protection service.
    Identity Protection Options
    Supported Options Unsupported Options
  • Identity Theft Insurance
  • Identity Theft Monitoring
  • Identity Restoration Support
  • What is the identity theft insurance limit?

    LifeLock offers a maximum coverage for identity theft of $1,000,000.

    Does LifeLock help with fixing credit report errors?

    Yes, LifeLock helps dispute incorrect or incomplete items on their credit reports.

    Does LifeLock help you put a credit freeze on your credit report?

    No, LifeLock does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

    How to contact LifeLock?

    The easiest way to contact LifeLock is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.

    How to cancel LifeLock?

    To cancel your LifeLock account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join LifeLock?

    1. Visit the LifeLock website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, address, annual income, and source of employment.
    3. Check the information is accurate and submit your application.

    How does LifeLock compare to other credit monitoring companies?

    Pros & Cons of LifeLock
    Pros Cons
  • Offers access to the data of multiple credit bureaus.
  • Experian's credit report.
  • TransUnion's credit report.
  • Equifax's credit report.
  • Helps with disputing errors on your credit report.
  • Access to all three national credit bureau reports.
  • Provides identity protection.
  • FICO Scores are not available.
  • Will not help you with freezing your credit report.
  • No free credit monitoring.
  • No free trial available.
  • Does not allow you to check your updated credit report anytime you want.
  • LIFELOCK Disclosure: No one can prevent all identity theft. LifeLock does not monitor all transactions at all businesses. Phone alerts made during normal local business hours.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   60 East Rio Salado Parkway, Suite 400
      Tempe, AZ 85281
    •   Visit Site

    About LifeLock

    Feature Breakdown

    Monthly Fee $8.99 - $26.99
    Max Monthly Fee $26.99
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Monitoring Features
    • Credit Change Alerts
    • Dispute Help
    • Mobile App
    • Triple Bureau Credit Monitoring
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Restoration Support
    • Identity Theft Insurance
    • Identity Theft Monitoring
    Access to Credit Report  
    Triple Bureau Credit Monitoring  
    Identity Theft Insurance Limit $1,000,000
    Fix Credit Report Errors  
    Identity Theft Insurance  

    LifeLock Community Reviews

     

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