Max Monthly Fee
No Monthly Fees
Fix Credit Report Errors
Identity Theft Insurance
Online Credit Education
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You get a lot for membership with this company. In addition to credit scores, you also get credit reports. Not all companies give you the credit reports, but this one does. I also like the fact that they are constantly monitoring your credit and have identity protection that is thorough.
I'm pretty happy with this place. So far I've gotten my credit reports from all three bureaus and scores. They have also been doing a nice job of monitoring my credit. I was even surprised to see that they give a report of sex offenders in my area! Kind of scared to check out the list, but glad they have it.
Make sure to read the fine print. They will charge your credit card after 7 days if you haven't cancelled, and I've heard it's not all that easy to cancel. I decided to keep my account active, because I want to keep monitoring things, but if you are just doing this for a free report, it might be safer to go to a place that doesn't ask for any credit card info--or use a visa gift card or something.
This place does it all. In addition to giving you credit reports and scores from all three credit reporting bureaus, you can access them any time, and they offer credit monitoring, identity theft protection assistance, and they even let you know if there are sex offenders in your neighborhood!
Pretty good place. Make sure that you know you are signing up for a service that will charge after the first week. This is not a free place like some of the sites online. Other than that it was great to get my credit report and score from all three of the big credit reporting bureaus.
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