Features

The Alaska USA Federal Credit Union has $5.6 billion in assets and over 497,000 members. Its return on average assets in 2013 was 0.79%. It has a $5 minimum amount to open an account and a $5 monthly service fee. The penalty for nonsufficient funds is $20.

  • CDs
  • Checking
  • IRAs
  • Savings
  • No Monthly Fees
  • Savings Interest Rate
    0.1%
  • Checking Interest Rate
    0.05%
  • Bauer Financial A+/A Rating
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On the plus side you only need $5 to open an account and NSF fees are on the low side at $20. But there is also a $5 monthly fee which is a definite minus. Unless you are bad about bouncing checks, you could do better with another credit union.


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