The Alliant Credit Union has $8.2 billion in assets and 282,000 members. Its return on average assets was 0.48% in 2013. It has no minimum amount to open an account and no monthly service fee. The penalty for non-sufficient funds is $25.

  • CDs
  • Checking
  • IRAs
  • Savings
  • Monthly ATM Fee Rebates
  • No Monthly Fees
  • Savings Interest Rate
  • Checking Interest Rate
  • Bauer Financial A+/A Rating
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If you're eligible, you should definitely check out Alliant Credit Union. They offer a whole range of accounts, including IRAs and CDs. There are also no monthly fees, and the BBB gives the credit union an A+ rating.

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