Consumers Credit Union is based in Waukegan, Illinois, and offers a tiered APY on its Free Rewards Checking account.
Customers who meet the necessary requirements receive a 3.09% APY. That is, they must make 12 monthly debit transactions, opt for e-statements, and have either one direct deposit, one automatic debit or Bill pay.
Customers who meet the basic requirements and spend $500 in credit union VISA purchases can get a 3.59% APY with a $15,000 balance cap.
Customers who meet the basic requirements and spend $1,000 or more on VISA purchases receive a 4.59% APY with a balance cap of $20,000.
Monthly ATM Fee Rebates
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Bauer Financial A+/A Rating
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