The Hudson Valley Federal Credit Union has $4.0 billion in assets and over 284,000 members. Its return on average assets in 2013 was 0.84. It has a 0.05% account yield, a $5 minimum amount to open an account and no monthly service fee. The penalty for nonsufficient funds is $30. The Hudson Valley Federal Credit Union has an A+ rating with the BBB and a five-star rating with Bauer Financial.

  • In-Network ATM Fee
  • No Monthly Fees
  • Savings Interest Rate
  • Checking Interest Rate
  • Bauer Financial A+/A Rating
  • CDs
  • Checking
  • IRAs
  • Savings
  • Monthly ATM Fee Rebates
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Hudson Valley has no monthly fees and no minimum to open an account. There is a $30 NSF fee but that's standard for nearly every banking institution. The BBB also gives the credit union its top A+ rating.

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