Navy Federal Credit Union is the largest U.S. credit union with over $55.5 in assets and over 4.79 million members. Its return on average assets was 1.28% in 2013 and its checking account yield is 0.05%. There is no minimum dollar amount to open an account and no monthly service but there is a $29 penalty for nonsufficient funds.

  • No Monthly Fees
  • Savings Interest Rate
  • Checking Interest Rate
  • Bauer Financial A+/A Rating
  • CDs
  • Checking
  • IRAs
  • Savings
  • Monthly ATM Fee Rebates
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Navy Federal is the largest credit union in the country, so you can be reasonably confident that it will be around for the long run. There are no minimums to open an account and no monthly fees.

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