Patelco Credit UnionUnaffiliated
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The Patelco Credit Union has $4.1 billion in assets and over 279,000 members. Its return on average assets in 2013 was 1.31%. It has a $10 minimum to open an account and no monthly service fee. The penalty for nonsufficient funds is $28. The Patelco Credit Union has a five start rating with Bauer Financial and an A+ BBB rating.