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The San Diego County Credit Union has $6.5 billion in assets and over 264,000 members. Its return on average assets was 1.45% in 2013. It has a $25 minimum amount to open an account and a $2 monthly service fee. The penalty for non-sufficient funds is $27.

  • CDs
  • Checking
  • IRAs
  • Savings
  • No Monthly Fees
  • Savings Interest Rate
    0.15%
  • Checking Interest Rate
    0.03%
  • Bauer Financial A+/A Rating
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The minimum to open an account is $25 which is not outrageous, plus the NSF fee is $27 which is a little below average. But there is also a $2 monthly fee, which you shouldn't have to put up with. I would look elsewhere.


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