The Golden 1 Credit Union has $8.5 billion in assets and 668,000 members. Its return on average assets was 1.31% in 2013. It has no minimum amount to open an account and no monthly service fee. The penalty for nonsufficient funds is $27.50.

  • CDs
  • Checking
  • IRAs
  • Savings
  • No Monthly Fees
  • Savings Interest Rate
  • Checking Interest Rate
  • Bauer Financial A+/A Rating
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Unlike some credit unions, the Golden 1 Credit Union has no minimum requirement to open an account. There are also no annual fees. The NSF fees are a bit lower than average at $27.50. It's a pretty good deal all around.

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