The United Nations Federal Credit Union was chartered in 1947 has $4.2 billion in assets and over 111,000 members. Its return on average assets in 2013 was 0.64%. The Bauer Financial rating company gives it five stars and it ranks 27th among the 6,300 federal credit unions in the United States. It has a 0.05% account yield, no minimum amount to open an account and no monthly service fee. The penalty for nonsufficient funds is $25.

  • In-Network ATM Fee
  • No Monthly Fees
  • Savings Interest Rate
  • Checking Interest Rate
  • Bauer Financial A+/A Rating
  • CDs
  • Checking
  • IRAs
  • Savings
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UNFCU has an exceptional customer service and everything is so easy to do with them: money transfers, loan applications, credit cards, etc. Loans have very competitive rates. Also key is that these guys are set up in such a way that they are able to manage properly a wide arrange of customers scattered all over the world (it is after all a UN Credit Union). Never had a complaint and actually never heard any of my UN colleagues say anything negative about UNFCU.

0 votes

If you're fortunate enough to qualify for the United Nations FCU, you should definitely consider joining. This credit union ranks 27th among all the 6000+ federal credit unions across the country. There are no minimum requirements to open an account and no monthly fees.

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