The Vystar Credit Union has $5.2 billion in assets and over 453,000 members. Its return on average assets in 2013 was 1.03%. It has a 0.1% account yield, no minimum amount to open an account and no monthly service fee. The penalty for non-sufficient funds is $32.

  • CDs
  • Checking
  • IRAs
  • Savings
  • No Monthly Fees
  • Savings Interest Rate
  • Checking Interest Rate
  • Bauer Financial A+/A Rating
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WARNING: This Credit Union gave us an pre-approval letter and then an approval letter without stipulations. Then decide three weeks into the loan process that they did not like our job situations so they changed their decision. Even with top their credit and 15% down. All they were worried about is how fast they could sell the loan to a third party. DO NOT COUNT ON THIS CREDIT UNION FOR ANY LOAN AS THEY CHANGE THEIR MIND !!!!

0 votes

The VyStar Credit Union has more than $5 billion in assets and more than 450,000 members. There are no minimums to open an account and no monthly fees. NSF fees are on the high side at $32, but if you don't bounce checks, that's not an issue.

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