Aleire is a debt resolution and financial services company based West Palm Beach, Florida. It was established in 2012 and has an A+ rating with the BBB. Its debt arbitrators are members of the Association of Professional Debt Arbitrators, IAPDA. It is not, however, a member of the American Fair Credit Council, AFCC.

What Type of Debt Relief Services Does Aleire Offer?

Aleire provides customers with debt resolution, student debt relief, and debt management programs. Its financial services also include access to legal protection, credit repair, and debt consolidation loans.

Debt resolution, also known as debt settlement, involves negotiating directly with creditors to arrange a reduced payment of your debt balance. Aleire accepts most types of unsecured loans, such as credit card debt, medical bills, personal loans, overdue rent, repossessions, past due utility bills, and department store credit cards.

Student Debt Relief provides people with student loans who are struggling to make monthly payments. Aleire works with most subsidized and unsubsidized federal loans, such as Federal Stafford Loans, Direct Subsidized Loans and Federal Plus Loans.

Debt management services, also known as credit counseling, offers clients a structured repayment plan that helps them repay all the original debt.

How Does Aleire Work?

Aleire’s debt resolution program starts with a free evaluation where the client’s financial situation is assessed and a range of debt relief options are presented. Clients who are interested in the program are enrolled. They must then set up a settlement savings account where they deposit affordable monthly deposits. Clients will receive detailed reports on the debt they owe, the performance of their savings, and updates on the debt negotiation process.

Aleire also includes legal protection to its clients in the event they are sued by one of their creditors. This service includes representation by an attorney who will negotiate directly with the creditors.

Once creditors agree to a settlement, Aleire makes the necessary payments, collects its fees, and the account is closed.

To enroll in Aleire’s debt resolution program, you must be able to make monthly payments into the settlement savings account. Results vary but, on average, clients resolve their debt accounts within 12 to 36 months when they stick to the monthly deposits.

How Much Do Aleire's Services Cost?

Aleire does not provide a price schedule or a range of fees for its services. Clients receive this information during their first complimentary consultation with a debt relief specialist. Aleire does not charge any upfront fees. You only pay for Aleire’s services once an account is settled.

What Is the Minimum Debt Aleire Will Consider?

Aleire only takes on clients with a total amount of unsecured debt of $4,000 or more and the balance with each individual creditor must be $100 or more.

How Is Aleire Better Than Other Debt Settlement Companies?

Aleire provides the following advantages:

- Debt consultants are certified by the International Association of Professional Debt Arbitrators, IAPDA.

- It is accredited by the BBB and has an A+ Rating

- It offers a selection of debt resolution services, such as student debt relief, credit repair, debt management, debt consolidation, as well as its core debt settlement program.

- New clients receive a complimentary consultation.

- Aleire doesn’t charge for its services until an account is closed.

- Aleire accepts clients with as little as $4,000 in debt.

On the other hand:

- Aleire does not publish its price schedule or even a range of fees for its services

- It is not a member of the AFCCC.


  • AFCC Member
  • IAPDA Member
  • % of Debt Fee
    20% - 50%
  • Money Back Guarantee
  • No Monthly Consultancy Fee
  • Min Debt Owed
  • Debt Type
    Unsecured Debt Student Loan Debt
  • Contingency Model
  • Free Consultation
  • In-House Servicing
SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Write a Review

Sort by:

  • Rating
  • Date
  • Most Useful

0 votes

In only a few months I can see results from my time with Aleire. Since some debts have been settled, my credit score has gone up and I've even been able to get out a car loan (which I couldn't do before). I can't wait to see what's next. I've even got a new credit card for emergencies!

0 votes

After only a couple months, my debt has decreased and my credit has improved. The people here are very nice and seem to have your best interest in mind. Aleire Financial will be my first choice next time I need anything financial done. They are a solid company.

0 votes

I have been struggling for years with my student loans and finally needed a solution. The accruing interest was killing me. After calling Aleire Debt Associates, I knew I was in good hands. They were able to help me and provide great service all in one. I would definitely recommend them for student loan help.

0 votes

The representative I was assigned to at Aleire was the absolute best. Getting out of debt is a struggle, but he made it a lot easier. He was very supportive and always available when I called. Everything was explained thoroughly so I knew about the entire process before jumping in head first!

0 votes

My total experience with Aleire Financial (specifically Mrs Cooper) was positive. I worked with a previous company and was always dissatisfied, but with Aleire Financial there was always someone there to work with me. The consistent customer service solidified my trust in what was being done. When someone is collecting money from you and helping you clear up debt, TRUST is important! I totally trust the Aleire Financial Team. Tony N.

0 votes

I had to write a review for Aleire Financial, simply because from the beginning they have been a huge help to me and my family. I am currently enrolled in their credit Repair and Debt resolution process as my end result is wanting to buy a home. I have been in their credit repair program for 4 months already and have already seen a 66 point jump in my FICO score. When I did my initial consultation, I didn't feel belittled and unlike my creditors they made me ... feel like a human being. They are honest and affordable and have helped me resolve so much of my debt already! It's so hard to find a company you trust that actually does what they say they are going to do! Aleire Financial came through for me and I am going to tell everyone I know about their services. I am so pleased with all they have done to help me thus far!!! Thank you Aleire Team! Your helping hand is a life savor to me and I'm sure the many others you help!! :) More Less

0 votes

Aleire Financial was a pleasure to do business with. My representative from the company just made the experience better. Communication was on point and now my monthly debt payments are more manageable. I feel better about having a financial company by my side. I'll def. look to them if needed again.

0 votes

I was in need of both debt settlement and credit repair, and Aleire Financial seemed like a good option. Within a few months, my score has improved. My debt is becoming easier to manage, whereas before I just could not deal with it. I would recommend them. They are a solid financial assistance company.

0 votes

After working with another debt settlement company, I was over giving them money and not seeing results. I contacted Aleire Financial and noticed a different immediately. Their customer service was a lot better than the other companies. I also liked that someone is always available to speak with you.

0 votes

Aleire Financial came through for me when others failed! I cant believe you have them on your site. The moment i spoke to the staff i knew my troubles were gonna just get better from there on out. I would recommend them to everyone. THANK YOU!

New Review for Aleire Financial Solutions

Rate your experience:


Other Debt Settlement companies