Aleire is a debt resolution and financial services company based West Palm Beach, Florida. It was established in 2012 and has an A+ rating with the BBB. Its debt arbitrators are members of the Association of Professional Debt Arbitrators, IAPDA. It is not, however, a member of the American Fair Credit Council, AFCC.

What Type of Debt Relief Services Does Aleire Offer?

Aleire provides customers with debt resolution, student debt relief, and debt management programs. Its financial services also include access to legal protection, credit repair, and debt consolidation loans.

Debt resolution, also known as debt settlement, involves negotiating directly with creditors to arrange a reduced payment of your debt balance. Aleire accepts most types of unsecured loans, such as credit card debt, medical bills, personal loans, overdue rent, repossessions, past due utility bills, and department store credit cards.

Student Debt Relief provides people with student loans who are struggling to make monthly payments. Aleire works with most subsidized and unsubsidized federal loans, such as Federal Stafford Loans, Direct Subsidized Loans and Federal Plus Loans.

Debt management services, also known as credit counseling, offers clients a structured repayment plan that helps them repay all the original debt.

How Does Aleire Work?

Aleire’s debt resolution program starts with a free evaluation where the client’s financial situation is assessed and a range of debt relief options are presented. Clients who are interested in the program are enrolled. They must then set up a settlement savings account where they deposit affordable monthly deposits. Clients will receive detailed reports on the debt they owe, the performance of their savings, and updates on the debt negotiation process.

Aleire also includes legal protection to its clients in the event they are sued by one of their creditors. This service includes representation by an attorney who will negotiate directly with the creditors.

Once creditors agree to a settlement, Aleire makes the necessary payments, collects its fees, and the account is closed.

To enroll in Aleire’s debt resolution program, you must be able to make monthly payments into the settlement savings account. Results vary but, on average, clients resolve their debt accounts within 12 to 36 months when they stick to the monthly deposits.

How Much Do Aleire's Services Cost?

Aleire does not provide a price schedule or a range of fees for its services. Clients receive this information during their first complimentary consultation with a debt relief specialist. Aleire does not charge any upfront fees. You only pay for Aleire’s services once an account is settled.

What Is the Minimum Debt Aleire Will Consider?

Aleire only takes on clients with a total amount of unsecured debt of $2,000 or more and the balance with each individual creditor must be $100 or more.

How Is Aleire Better Than Other Debt Settlement Companies?

Aleire provides the following advantages:

- Debt consultants are certified by the International Association of Professional Debt Arbitrators, IAPDA.

- It is accredited by the BBB and has an A+ Rating

- It offers a selection of debt resolution services, such as student debt relief, credit repair, debt management, debt consolidation, as well as its core debt settlement program.

- New clients receive a complimentary consultation.

- Aleire doesn’t charge for its services until an account is closed.

- Aleire accepts clients with as little as $2,000 in debt.

On the other hand:

- Aleire does not publish its price schedule or even a range of fees for its services

- It is not a member of the AFCCC.


  • Minimum Debt Owed
  • Debt Type
    • Unsecured Debt
    • Private student loans
  • % of Debt Fee
    Starting at 20%
  • Money Back Guarantee
  • No Monthly Consultancy Fee
  • Pricing Model
    • Contingency Fee (% of enrolled debt)
    • Contingency Fee (% of savings)
  • Contingency Model
  • Free Consultation
  • IAPDA Member
  • In-House Servicing
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